So how my unit trust investment do last week ending 5th February 2021?
| Date | Gain or Loss | Equity Holding | Bond Holding |
|---|---|---|---|
| 5 February 2021 | 24.45% | 44.14% | 55.86% |
| 29 January 2021 | 23.35% | 22.81% | 77.19% |
| 22 January 2021 | 24.17% | 23.38% | 76.62% |
| 15 January 2021 | 23.54% | 22.79% | 77.21% |
This is my weekly post about my personal investment in Unit Trust, diversifying my retirement fund. My intention is to educate anyone who is reading this to diversify and regularly rebalance their retirement fund. Different people have different risk tolerance. Please explore your risk tolerance before you start to invest. Take what you learn in this post with a pinch of salt.
My investment portfolio value is currently at 24.35% as compared to 23.35% last week. If I did not do portfolio rebalancing, my investment portfolio value would be at 44.14%.
My local and regional fund value went up while my bond fund value went down last week. The FBM KLCI index closed at 1,579 points, 13 points up from the previous week, in tandem with higher global and regional markets as well as improved investor sentiment amid the anticipated arrival of the first batch of Covid-19 vaccines at the end of this month. Regional markets rose on optimism over the economic outlook amid the progressive rollout of vaccines and continued strength in the technology sector.
I made a portfolio rebalancing last week, much earlier from my scheduled rebalance, with my equity to bond ratio change from 23:72 to 44:56. Looking at markets positivity towards the end of Covid-19 pandemic, I have made my decision to rebalance my investment portfolio. I will monitor my unit trust investment weekly until my next scheduled portfolio rebalancing. It is hard to predict the market movement, that is why you need to keep your emotion out of investing and rebalance your portfolio regularly.
How is your investment doing?
