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Life on Hive is cool because when you publish posts or comments and curate quality content, you can receive new HIVE tokens as a reward. This is also valid when you participate in the life of a community that has issued its own Hive-Engine token!
Unfortunately, those new earned tokens do not fall automatically into your wallet: you have to claim them!
While it's not a big deal, because you only need to click a button to do this, it's pretty tedious to remember every day to go to the dedicated part of your favorite wallet to do it. It is all the more unfortunate that if you forget to do so, you won't benefit from an increased income when you curate new posts or comments.
Wouldn't it make your life even cooler if you could automate it all?
This is where Hive AutoClaim services come to the rescue.
What's Hive AutoClaim?
Hive AutoClaim are services that will automatically do all the dirty work for you and claim any available Hive and Hive-Engine token, 24 hours a day!
It will claim your available Hive rewards (HIVE, HP or HBD) every hour, if any.
It will also perform the same operation for any available Hive-Engine token(s) once per day (Hive-Engine does not allow you to do it more often, whether manually or automatically).
How to activate your services?
You need to authorize AutoClaim to issue a claim operation to the blockchain on your behalf.
To perform this, simply click on this link:
https://hivesigner.com/authorize/hive.autoclaim
The following HiveSigner page will then be displayed:
Click on "Continue"
Enter your username and your Private active key.
Note: Your Active Key is only required here to allow HiveSigner to update your account settings. It will NOT be stored.
This is the last step. Click on the "Authorize" button to finalize the process.
You now have authorized AutoClaim to do its work for you.
That's all! Really easy, isn't it?
From now, your Hive and Hive-Engine tokens will be claimed automatically when available. All you have to do is watch them fall into your wallet.
How to deactivate your services?
If for any reason you need to deactivate AutoClaim services from claiming your tokens, you can click on this link:
https://hivesigner.com/revoke/hive.autoclaim
The following HiveSigner page will then be displayed:
Click on "Continue"
Enter your username and your Private active key.
Note: Your Active Key is only required here to allow HiveSigner to update your account settings. It will NOT be stored.
Click on "Revoke" to confirm your request.
From now, AutoClaim will stop claiming your tokens on your behalf.
Claiming HBD interest
What are HBD interests?
On the Hive blockchain, witnesses have the option to set an interest rate for the HBD that users hold. For a long time, this interest rate was set at zero. But the witnesses recently decided to raise it and the HBD interest rate is currently 10% per year.
In addition, as of 2021-06-30 when the hardfork 25 was activated, interest is now only paid for HBD which are stored in savings.
An important thing to know is that the interest is not paid annually, but every 30 days. This means that if you add up the interest received every month, you can obtain an effective rate a little higher than the 10% advertised.
Another important thing to know is that this interest is not paid automatically every 30 days, but you must claim it!
How to claim my HBD interest?
To collect your interest, your HBD savings balance must be changed.
Indeed, each time this balance is modified, the blockchain code checks if there is no interest that must be paid and if so it makes the payment.
There are several ways to modify your HBD savings balance:
- Make a transfer from your Liquid HBD to your HBD savings.
- Make a transfer from your HBD Savings to your Liquid HBD.
- Ask someone else to transfer HBD to your HBD savings.
- Transfers HBD from your Savings to someone else.
The amount does not matter. A transfer of 0.001 HBD will do the trick.
What if I don't claim my interests?
Nothing serious, it will continue to grow, but on the basis of the capital in your savings.
As you do not add the interest, it will increase less quickly. Therefore, you lose the possibility of benefiting from a slightly higher rate as mentioned above.
How to automatically claim your HBD interests?
This is now possible thanks to the Hive Autoclaim Services and to a new operation introduced with harfdork 25: recurring payments.
Recurring payments allow you to ask the blockchain to execute transfers at regular intervals.
As we have seen previously, it is such a transfer that is necessary to modify your HBD savings balance and trigger the payment of interest. Unfortunately, the recurrent_transfer operation does not allow you to make transfers to yourself and it does not allow you to involve your savings.
If you want to automate this process, then you need a third party.
This is precisely what Hive Autoclaim offers you!
How does it work?
Each time the @ hive.autoclaim account receives HBD, it will send them back to the savings of its sender, which will automatically trigger the payment of interest payable if there is any.
You can do this transfer manually, but also automate it by creating a recurring transfer every 721 hours (30 days + 1 hour).
How can I create a recurring payment?
For the moment, only Peakd and Hive Keychain allow you to perform such an operation easily.
1. Using Peakd
Create an HBD transfer and activate the "recurring" toggle:
Note: Unfortunately, Peakd does not allow defining the recurrence in hours.
2. Using Hive Keychain
Create an HBD transfer and check the "Recurrent Transfer" checkbox:
In both cases, confirm your transfer and you're done. Every month or so, the blockchain will initiate a transfer from your account to @hive.autoclaim and the last one will bounce it back to your savings.
Warning: Be careful to create your recurring transfer when you have interest that you can claim because the first transfer will be executed immediately. You could lose a few precious days if you had no interest in claiming at the time.
Support
If you have any questions, support for this service is provided on Hivechain.app server on Discord. Use the dedicated AutoClaim channel.