Legal Document: How To Legally Delete Virtually Any Loan Debt (Work...

THE GREAT LOAN DEBT SCAM

...And How to IMMEDIATELY and Legally OPT OUT (works for all loans)

STUDENT LOAN VERSION

(PART A: LEGAL DOCUMENT)

FROM: ________________ ACCOUNT # (Optional): ___________

TO: _____________________ AND/OR ALLEGED STUDENT LOAN DEBT OWNER

Student Loan debt is now $1.5 TRILLION, an increase in over $250 Million PER DAY over the past DECADE!:

“Students who acquire large debts putting themselves through school are unlikely to think about changing society. When you trap people in a system of debt they can't afford the time to think. Tuition fee increases are a disciplinary technique, and by the time students graduate, they are not only loaded with debt, but have also internalized the disciplinary culture. This makes them efficient components of the consumer economy.” -Noam Chomsky (MIT Professor; World Speaker)

你會踐踏年輕的獅子和龍

"Bank of America to Pay $16.65 Billion in Historic Justice Department Settlement for Financial Fraud Leading up to and During the Financial Crisis” -Department of Justice (August 21, 2014 Headline); Office of Public Affairs (Note: this is just one of many tens of thousands of cases they've been caught for defrauding America of ultimately Trillions, nearly 100% un-reported by the domestic enemy ‘mainstream media’. The hundreds of Billions they’ve paid for fraud is tiny by comparison, and almost never trickles down to the real working-class victims. The GAO investigation revealed that the FED gave $16.1 TRILLION in secret loans during the financial crash) (see citations)

TO WHOM IT MAY CONCERN at _______________________:

Dear collection agent or company affiliate, I have been notified of a claim that I owe $ _______.___ for an alleged Student Loan (or other Bank Loan) debt (excluding all future interest and fees). I am giving you formal notice of the following (below). We wish you the best, and we thank you for your anticipated understanding and due diligence:

Establishing Correspondence Framework and Conditional Acceptance:

a) I retain all my rights and waive none of them, and I consent to nothing. Note: (General) can protect transactions against any of the various ‘implied consent’ and ‘rights not stated are waived’ claims when filing documents

b) I am not aware of having made any contracts with you in the past, and do not wish to do so in the future, and nothing in/of this letter or any future communication may be construed as an attempt to enter into a contract.

c) I agree to pay anything I legally and rightfully owe, when I am able, providing I am given complete proof. Note: this is called “Conditional Acceptance” and now they’ll have nothing legally actionable; they cannot claim that you are refusing anything

d) Please limit all communication with me to writing only. If you do contact me via telephone, you are consenting to being recorded. Lobbyists have had laws passed claiming that you are legally required to notify collection agents before you record a call (so they know to limit the lies)

Note: your debt is often not actually owed to the group requesting it (they can almost never provide the contract because it’s sold internationally- China incidentally owns many of them); you have EVERY RIGHT to simply request proof before further payment; AND due to the bank-criminal-induced recession, even if the debt was not fake (see below) you have the moral obligation to your family to temporarily cease payment.

If I owe you anything as you claim, please provide complete verification/proof as follows:

a) An original contractual agreement signed by me, showing that I knowingly consented to transaction with original creditor. [Note: The original signed document alone does NOT verify the debt (it could have been wholly or partially paid back, signature could be forgery, contract could be non-binding, etc.)]; "The contract in no way provides sufficient verification of the debt." -Spears v. Brennan, 745 N.E.2d 862 (Ind.App. 2001) Note: under Federal Law and the FDCPA absolutely ANY group or institution requesting payment is required to provide FULL proof of their ownership of the debt (OBVIOUSLY, or they are quite laughably claiming Dictatorial power in the US), and then must take you through fair court procedure before they can forcibly take a penny UNLESS they perceive that you’ll just roll over like most of their poor victims do.

b) The Original LEDGER ACCOUNTING from Day 1 to the current (Where did all the funds go? How were the payments made? How were they credited?); "It is unfair to consumers under the FDCPA to hide the true character of the debt, thereby impairing their ability to knowledgeably assess the validity of the debt. One simple way to comply with § 1692e and § 1692f in this regard would be to itemize the various charges that comprise the total amount of the debt.”- Fields vs. Wilber Law Firm, 383 F.3d 562 (7th Cir. 2004)

c) Validation must come from the original creditor. - Wollman Letter (Federal Trade Commission); etc.

d) An original bill or invoice for the total amount claimed by you. Note: you don’t usually have to cite the actual law (they are required to know); you can even play dumb (as Mirraz recommends) and let them rack up offenses and sue them for the full amt.

e) The name of a living man or woman of real substance (computer-generated data sheets are NOT witnesses) who is willing to attest to these facts (verifying the validity of the debt) by way of an Affidavit of Truth, and who is willing to take full commercial liability should his/her claims prove to be unfounded, false and fraudulent.

f) Evidence that the original contractual agreement was legitimate and binding [i.e., made in good faith (not an attempted fraud, an issue I will cover below), full disclosure of all essential and relevant facts, a “meeting of the minds” (entails conscious understanding), etc.], while I may provide evidence to the contrary (see ‘j’ also).

Comments (1): For many reasons covered below, not only was the ‘contract’ a non-binding fraud by the bank [see complete comments AND citations (below) for clear and simple proof] for different reasons including intentional and patently illegal and unconstitutional (treasonous) counterfeiting of the funds given (covered below), but it is also non-binding for total failure to even meet the definition of contract (see ‘f’ above). Presuming the Contract was completely legitimate, the courts have repeatedly ruled (though the media naturally refuses to publish the fact) that you have already performed all duties under it because your monetized signature ‘officially’ gave them the authority to create that money out of thin air, then through additional fraud take many times the amount signed-off on in order to enrich themselves at your (and America’s) future expense (see item ‘j’ below, etc.).

(2) The intentionally prolix Contract is also written in legalese (legal jargon; words often have different - and sometimes opposite - meanings of normal English) with no logical presumption that anyone seriously reads or (if they did) really understands any of the encrypted technical verbiage they're signing, nor the laws and potential scenarios at play (only the banksters understand this). Most would’ve probably signed “I agree to not hold the creditor or any affiliates responsible for any alleged class A human rights violations against me”, either because they didn’t read it, or because everyone signs it and it’s considered ‘required’ of you in order to ‘move forward’ with your life). Nobody (of semi-functional capacity) would consider that ‘binding’.

(3) FOR EXAMPLE: Did you know that they give themselves the ‘right’ to trivially place you in ‘default’, then jack up your interest from 6.8% to 29% if you were suffering financial hardship or went behind on your payments FOR ANY REASON including sickness or injury of yourself or a partner? Did you know the banks would cause a recession (see citation) so you couldn’t repay? If the average computer-user actually read all the on-line agreements and legal forms they have to click ‘I have read and accept the agreement’, it would take an average of 30 days of their life each year, statistically, AND they WOULDN’T UNDERSTAND IT ANYWAY).

“Things invalid from the beginning cannot be made valid by subsequent act" - Trayner, Max. 482.

g) Proof of the lawful transaction in which you purport to have acquired "my” (or my client/company’s debt), and proof that the debt was transferable. Note: It is common practice for the ‘original creditor’ to sell the collection agency ONLY an excel spreadsheet! and the data is sometimes labeled 'as is with all faults'!! (this was even covered recently on National television)

h) If you claim to be acting on behalf of an original creditor, you must also identify the original creditor and provide verification from the stated creditor that you are authorized to act for them. Please also identify by name and address all persons, corporations, associations, or any other parties having an interest in legal proceedings regarding the alleged debt.

i) A strict accounting of all interest and fees, so that I may verify that your claims are not usurious or unenforceable, and have no unsubstantiated additions.

j) Inclusive accounting proving that you or the original creditor suffered 'damages', for which you request 'relief'. (They WILL NOT provide this because they CANNOT. They LOSE the case immediately when you motion the Court to force the bank to reveal the essential accounting information, as it virtually always reveals a double-charge by the bank, which translates into on-its-face bank fraud [see citations/rest of document for more info])

k) Any other evidence/facts relevant to the voracity of your claims.

“Ex dolo malo non oritur action.” (“Out of fraud no action arises.”) -Cowper, 343; Broom’s Max. 349. Bouvier’s Maxims of Law

I hereby request a cease to all communication excluding verification, acquiescence or explicit allowance. (See: §805. [15 USC 1692d](c) )

a) According to 20 U.S. Code § 1095a often even cited in Garnishment Notices themselves, which are just 'notices' of an alleged future Garnishment and not an actual Garnishment Order (which must be issued by a Court after a fair hearing obviously- but they are hoping it will be received as such), which collectors often allege (they’re used to targeting people who don’t know the law and are poor or middle-class so can’t afford ‘bulldog attorneys’) gives them pre-eminent Authority to take funds from anyone they trivially accuse; yet it is stated explicitly in Section (a) Paragraph (3) of the SAME LAW that “The individual shall be provided an opportunity to inspect and copy records relating to the debt.” Note: “The failure of a consumer to dispute the validity of a debt under this section may not be construed by any court as an admission of liability by the consumer.” – §809. Validation of debts 15 USC 1692g (Fair Debt Collection Practices Act [FDCPA])

b) This law (20 USC) also states under Section (a) Paragraph (2) that the accused has the right to “..an explanation of the rights of the individual under this section”, which is almost never done accurately in the Notice Prior to Wage Withholding- quite the opposite: The Debt Collector often imp-lies that no laws apply to them (because, being a perfect entity, all their actions are legal by definition), and 20 USC specifically has no effective meaning in your case (you keep buying their BS, they’ll keep crapping on you).

*Note: The FDCPA applies to all loans (including Student Loans); and according to US Law (and basic logic and morality) there is ‘equal consideration' under the law, so the mere fact that a company, let alone a collection agency/trashy embezzlement ring may be haphazardly accusing you of something after acquiring some personal information using the many methods available, proves nothing; you almost certainly owe nothing, and never give them your SS# or any other personal info or “they'll steal from you, they'll clean out your account” (Dave Ramsey, famous financial expert); “..and get everything in writing because you can’t trust a word they say.”

Any unlawful actions taken against my person, assets or status (via Credit Report, Unauthorized Release of Personal Data, etc.) may be quickly reported, prosecuted and/or otherwise dealt with:

Due to the massive corruption/incompetence of various debt attorneys and the BAR association in general, and incentivised and funded by the naivety and docility of the public, collection agencies are often able to easily malversate funds without Court Order or ANY legal proceedings! Virtually always claiming to anyone moonstruck enough to believe them that targeted individuals have only the right to ‘request a hearing’ in which they (the Plaintiff/Accusers) are also the JUDGE and JURY! This ultimately subjects the extremely unwitting to the "old run-around” (a conflict of interest is of course the antonym of 'fair trial'), and to assist in bamboozling the poor they usually have some private company assist them in their attempt to harass/intimidate those who are perceived to be easy targets (the 97% of people who know less than a handful of laws and have no money to hire a good attorney (they often cost $400/hr+; but high charge does NOT mean good quality- you have to pry) into allowing an illegal Wage Garnishment without a struggle. They almost never go after people who have the knowledge to defend themselves (like you now have in abundance) or else their whole fraud-based house of cards would’ve been smoldering ashes right after it really took off a century ago, as these scammers are outnumbered literally 10,000-to-one, and would be almost instantly overwhelmed if 2% of the population stood up and fought their fraud in an intelligent coordinated fashion. The banksters know they could be in front of a firing squad real fast, so continuing to scam the general public and keep them focused on divisive and dumb issues until the major crash happens, is considered life-and-death by them (they will simply go to off-shore safe havens. You don’t think multi-Billionaires who CREATE the nukes have some backup plans in case of a nuclear war?)

Note: The FBI and other groups get hundreds of thousands of complaints against collection agencies every year; most of these government workers would like to help but it’s typical that the leaders of the CIA will claim these issues fall under their jurisdiction, and when asked why they haven’t taken action, they will perpetually claim the issue is ‘under investigation’. Normal FBI agents hardly know the meaning of the term ‘jurisdiction’ let alone the intricacies of the legal system and so just follow orders, complaints are simply forwarded to the CIA who in turn forward said complaints to the nearest trash bin.

Just like they tried to dissuade the Founding Fathers in many ways with lies and threats, the people of Iceland were recently instructed thousands of times that what they were trying to do was impossible: but they ignored the lies and did it instantly. The President of Iceland famously explained in simple terms how his country recovered from the 2008 crash so quickly: “The Government bailed out the people and imprisoned the banksters - the opposite of what America and the rest of Europe did.” Olaf Grimsson continued, “We didn't follow the traditional prevailing orthodoxies. Unlike the U.S. and EU, we forced bank bondholders to take losses. And the end result four years later is that Iceland is enjoying progress and recovery. Europe should let banks that are managed irresponsibly go bankrupt." (The US Media recently ‘educated’ the public that the economy would be obliterated if we didn’t give the criminals additional Trillions as a reward for destroying the economy) There was of course little need to include the above statement in this article, because I’m SURE United States’ Bank-owned Warmonger Media and their political-hacks and comedians told you all about this shining example for America, and encouraged you to follow Iceland’s lead and escape our $20,000,000,000,000 US Debt (NOT including interest, which makes it never-ending debt which can never be repaid!!) The Western Fake News Machine responded to Grimsson with statements like: “Never trust an Icelander!!”

“The laws in the US are written by criminals, not to protect you from them, but to protect them from each other.” -Randy Kendal

The groups acting as fronts for the fraud include: The Department of Education (naturally), American Education Services (AES), American Student 'Assistance' (ASA), and other such privately-run (the bottom 99% make less than 1% of the real decisions) organizations who use Government symbols and presumption of Divine authority (they are 99% bark and no bite) statements hoping to intimidate poor people so they won’t put up a fight, claiming to have strong ties with the ‘US Government’ Note: This is a very important lie they want you to believe. However, there is NO ABSTRACT ENTITY ‘the Government’ that acts!; rather it is various groups of people with a wide range of motives (good, bad and nasty), ALL OF WHICH have a legitimate and officially confessed legal and moral duty to serve YOU.

This is all a violation of the Right to Due Process, which is a Human Rights violation and a Federal offense: “The right of the people to be secure in their persons, houses, papers, and effects, against unreasonable searches and seizures, shall not be violated, and no warrants shall issue, but upon probable cause, supported by oath or affirmation, and particularly describing the place to be searched, and the persons or things to be seized.” -4th Amendment, US Constitution

“No person shall.. be deprived of life, liberty, or property without due process of law.” -5th Amendment, US Constitution

Internationally Recognized Human Rights Law: “Everyone is entitled in full equality to a fair and public hearing by an independent and impartial tribunal, in the determination of his rights and obligations.” -Universal Declaration of Human Rights (UDHR International Law, UN), Article 10 (The United States is a high contracting party)

See also: ICCPR Art. 14(1)

Note: IF you believe you are not bound by Supreme Court rulings, the US Constitution, or International Law, please SAY SO IN WRITING.

“It is no coincidence that a century of total war coincided with the century of central banking.” -Ron Paul, End the Fed

PART B: BANK LOANS ARE ALL 100% FRAUD:

Morpheus: “The Matrix is everywhere. It is all around us. Even now, in this very room. You can see it when you look out your window or when you turn on your television. You can feel it when you go to work... when you pay your taxes. It is the world that has been pulled over your eyes to blind you from the truth.” Neo: “What truth?” Morpheus: “That you are a slave, Neo. Like everyone else you were born into bondage. Into a prison that you cannot taste or see or touch. A prison for your mind...”

The Simple Story of Those Who Bankrupted Your World, and Demanded You “Dumb Animals” Spend Your Life Paying Them For It (in Two Sentences):

Let’s pretend the mafia we overthrough in figured out how to put money into copy machines and make counterfeit bills. Then they loaned money to everyone and told them they just had to pay the mafia back twice as much over 2 years (say) or they’d harass them, garnish their wages or take their actual property. That’s the past century of the United States, since the Federal Reserve, in a nutshell. Except (to be fair) the group had no code of honor (even the mafia did; “no women, no children,” etc.) and used their unlimited buying power to systematically bribe and take over the vast majority of your Government, your school system, your media, the legal system, take over private business through Government-sanctioned monopoly methods, etc., so that most people now only learn, buy and do what they want you to.

Ron Paul (on the Federal Reserve): “It's illegal, and what we've given to this so-called 'agency' is the authority to counterfeit money... They just enter something on a computer- 'OH, you need $20 BILLION today?! Here's $20 BILLION!’ -but they got that out of thin air. It came out of THIN AIR! It goes to the Treasury; the Treasury then pays the bills." (see citation; that’s the equivalent of 1 year of work for 700,000 Americans BEFORE they have to pay giant fake mortgage and other loan debt, and income tax (began in 1913 explicitly illegal under US Constitution)

The FED: ‘The BEGINNING of the END’ of Free Economy

Now they print the American People’s trashy paper (monopoly money that everyone's been tricked into thinking has value) out of thin air to buy off senators or loan it to you at exorbitant interest so you can immediately pay a group that almost always either IS - or has strong ties to - THEM (money they loan goes right back to them) for their sanctioned and often worthless or even counterproductive (see below) services at monopolistic prices; This immediately devalues the money in all Americans' pockets (additional theft), and they demand that YOU have to repay THEM often twice as much (usury) over time or they (with maybe 10 mansions each) will be forced to take your ACTUAL, REAL, TANGIBLE PROPERTY! (and gained legitimately by years of hard work, not instantly created out of thin air by Earth’s top organized crime syndicate) It’s like a sick Twilight Zone episode where the devil tricked children into thinking toilet paper has great value if he wipes his butt with it- BUT ONLY HE or his delegated demons can do that or there are major consequences (federal prison if you put a $20 into your copy machine and try to use the counterfeit $20). Rule #1 of America: only hardcore murderers are allowed to counterfeit. Though it’s probably not a fair analogy (to the children); reality really is stranger than fiction.

“The rich rule over the poor, and the borrower becomes the lender’s slave. He who sows iniquity will reap vanity, and the rod of his fury will perish.” -The Bible (Proverbs 22:7)

Bank Loan Fundamentals

WHEN you take out any bank loan, it is your IOU (a non-binding yet instantly paid-back-in-full (see beginning of letter) Contract, which is backed by your labor; what’ll amount to often years of hard work after taxes, etc.) traded in exchange for their IOU backed officially by your ****ing labor! Or (in real human terms), by NOTHING; and the BANK'S OWN ACCOUNTING shows that the bank actually GAINED money from the transaction (the bank uses a 'Fractional Reserve' accounting trick to give themselves often 9x the money they 'loaned' you/printed out of thin air), and proves they lost nothing (again, they treasonously counterfeited it out of thin air). Due to the blatancy of the fraud, however, the the ruthless banks have lost many tens of thousands of Mortgage and Loan cases when people just forced the Bank to reveal the actual accounting sheet, which almost always shows the loan was a “fraud on it's face” (blatant bank fraud), a non-binding yet already-paid-back (with ‘quantitative easing’) . Why don't these ultra-rich “0.001-Percenters” just take the 90%+ of your wealth and kindly leave you the hell alone to enjoy the crumbs in peace? Well because...

“Those ‘PUNY LITTLE ANTS’ outnumber us a hundred to one! And if they ever FIGURE THAT OUT, there goes our way of life! It's not about food, it's about keeping those ants in line!” - Hopper (Main Villain; ‘A Bug's Life’)

MIS-REPRESENTATIVES and FAKE-DEBT COLLECTORS

US Bank, Bank of America, etc., have paid HUNDREDS OF BILLIONS in total for fraud, BUT a few thieves running the Bank REGULARLY make TRILLIONS (see citations) perpetrating the fraud, so business continues as usual. At the behest of the predatory private lending industry, history’s most-hated Senate and Congress (which in a famous recent major poll boasted an official 9% approval rating) have been trying to destroy the most basic consumer protections such as Statute of Limitations, Bankruptcy, etc., and although they have done nothing about the hundreds of thousands of complaints and reports of cruel and illegal collection practices aimed at the poor and the shrinking middle-class, good consumer-protection agencies often have a near-100% success rate of shooting down the fraud and forcing them to pay many hundreds of millions to small sectors of the public each year due to the many levels of blatant fraud present in virtually all loan cases. (Debt Collectors have an on-line ‘do not poke’ list with a bunch of numbers and addresses of people to never contact, who can defend themselves- so join the list!)

As one Congressman recently claimed, it’s “far easier than you think to manipulate a nation of naive, self-absorbed sheep who crave instant gratification”; he admitted he hardly ever read the Bills he signed or things he voted on, and his main job was just to get re-elected.

THE GREATEST THEFT IN HISTORY

Keep in mind that almost all ‘professionals’ and even most Millionaires don't have much of a clue as to how the system really works and are just fed much ‘bigger crumbs’ than usual by the Military-Industrial Complex/Corporate Pyramid Scheme (the familiar top-down obedience-based-filtration system) to robotically keep it running efficiently, pouring all the money into their pockets. Both the Federal Reserve Banking System and the Income Tax were, in a treasonous act, ‘signed into law’ on Dec. 23rd, 1913 (while Congressman opposed were away on Christmas break) by Woodrow Wilson (an accomplice who later lamented that he had unwittingly ruined his country) allegedly to help the Government “secure the Nation’s finances” and “pay off the National Debt”; about 15 years later, what was by far the wealthiest Nation on Earth, plummeted into the Great Depression (a superb method of financial subjugation and control allowing the bankers to buy off half of private industry for a tiny fraction of its former value), and today (after a century of Income Tax) the National Debt is now over FIVE THOUSAND TIMES greater than it had been before income tax, and after over 120 years with no income tax. There was a planned stock market crash followed by the Federal Reserve’s confiscation of life savings [THOUSANDS of banks failed throughout America, MEANING the FED stopped supplying money (and thus the people had their savings stolen- but nobody understands banking or they’d have killed all the bankers for doing this); the banks were also ‘forced’ to confiscate the gold and silver kept in store; All of which they will do again soon after regaining full control of the White House

“Give me Liberty or give me Debt!”

Famous radio host Dave Ramsey said that in his experience of tens of thousands of cases, more than 99% of debt collectors are criminal ‘sc*m’(I don’t use the word ‘scum’ but they are certainly beyond ‘unethical’ as a rule) who often commit Federal Offenses when they think they can get away with it [which they typically do, if a fraud gets caught instead of going to jail their business usually just pays a small fraction their fraud money (often millions) in damages and continues scamming everyone else]. Make it clear either in paper email or over the phone that you will absolutely defend your livelihood from these crooks (if you act intimidated they will continue to target you). A collection agency is a BUSINESS: they will NOT spend 90% of their time and resources going after 2% of the debt or they’d crumble immediately. As Ralph Waldo Emerson said, "In skating over thin ice our safety is in our speed." These people are trying to destroy your whole life in repayment for (that’s right) destroying your life.

“The greater the Trial, the greater the Triumph!”

Consider them (and the whole situation) a challenge. They are ruthless against the fearful and helpless, yet complete cowards in dealing with the intelligent, strong-willed, knowledgeable and/or wealthy (who know and can pay for the real lawyers) because they know they have no legal or moral toe to stand on, and rightly so: if they weren’t cowards and actually fought these people they’d be trampled to the dust almost instantly AS AGAIN, over 99% of Americans hate these kind of thugs and just need a simple strategy to crush these debt scammers in all their theft attempts; the only amazing accomplishment of these people is being able to sleep at night (to some extent) despite such a heavy conscience and loss of destiny.

“The sun never set on the British Empire because God could not trust the British in the dark.” -George Galloway, MP

The Revolutionary War (supported by nearly 100% of Americans) was fought against their criminal Government for less than ONE TENTH of the stuff we Americans have been putting up with in the past several decades; The Founding Fathers warned about this, having JUST FOUGHT OFF a murdering, manipulative Government who told them they were crazy criminals for opposing the schemers who ruled them. It’s said that when criminality (like black slavery) becomes law (now everyone-in-full-life-fake-debt-slavery), dissent becomes duty...

"If ye love wealth better than Liberty, the tranquility of servitude better than the Animating Contest of Freedom, go home from us in peace. We ask not your counsels or arms. Crouch down and lick the hands which feed you. May your chains set lightly upon you, and may posterity forget that ye were our countrymen."

Samuel Adams, (Philadelphia State House, August 1, 1776)

THE BANKSTERS:

HOWEVER the law is currently 10,000% on your side (this letter shows all the relevant laws needed to escape the scam) along with 99% of the American people and all morality; You hired your Government which legally must work for you, yet is stabbing you in the back and LIED YOU into a series of bloody unjust WARS, used your hard-earned tax money to force a horrific ever-building Nuclear Arms race, etc., etc. US Military spending is officially higher than any other 6 Countries COMBINED (Including Russia and China) and that has been pretty consistent yet the world has gone to hell (see ‘ISIS’, Palestine, Vietnam, Iraq, SAUDI ARABIA, etc.) all while the US has been waging an aggressive ‘peace’ campaign throughout the world for many decades, at home and abroad (see ‘cointelpro’): Your rights ARE NOT granted to you at all by your Government (quite the opposite!).

"Behold, I give unto you power to tread on serpents and scorpions and over the full power of the enemy, and nothing shall by any means harm you!" -JESUS CHRIST

DISCLAIMER: “this is not intended as 'legal advice' per se; if you want 'legal advice' please seek a well-qualified attorney with a high record of success… "

Note: Parts: C, D, E not included

(PART F: CLOSING STATEMENT)

IN SUMMATION,

(A) WE APPRECIATE your anticipated understanding, and expect a full response to all of the inquiries above (or you may inform me that the issue is properly settled and no debt is owed). We may be contacting you again shortly to verify the status of our alleged account with your company. Any further communication by you or any 3rd party in an attempt to acquire this clearly non-existent debt, and any other action taken, will likely be taken as an attempted fraud. We are willing to spend under 5% of our time on an adventure to defend what amounts to over 30% of our family’s income after all taxes.

(B) I CERTIFY that the information in this Report is accurate to my knowledge. We apologize for any errors with this version. Please do not take this personally until further notification. We wish you the best, and hope that your soul thrives beautifully and your scam fails miserably. (KNOW YOUR RIGHTS! If you don't KNOW them, you DON’T HAVE them!) Consider that your rights are like an amazing supercomputer you inherited, but a criminal cut your login access with a strong encryption. This paper is the password.

(C) WE HOPE you’ve enjoyed this, and find this great information enlightening as you are far more trapped in this system you so unwittingly serve(d).

(D) ANY Attempt to contact or in any way harass, falsely report or otherwise damage me or an alleged co-signer of this 100% verifiably-fake, alleged debt will also open offending party up to a lawsuit for Slander of Title, etc., as well as felony charges aimed at the specific criminals involved, and any other legal action appropriate...

“There comes a time when the operation of the ‘machine’ becomes so odious, makes you so sick at heart, that you can't take part; you can't even passively take part! And you just have to throw yourself upon the gears and on the levers – and all the apparatus, and you have to make it stop! And let them know, the people who own it, that unless you're free, the machine will be prevented from working at all!” -Mario Savio

******GREATEST CITATIONS******

[1] Bank Fraud cartoon “The American Dream” by Provocateur Network (Funny):