Usually I make picks for Crypto's I believe are about to go up and I have been very accurate if you check my calls (Aside from the calls immediately before that dip we just had, but no one called that flash dip and my picks will soon pump). However this article is for long term coins that are Proof of Stake and pay Dividends for holding them in their wallet.
Mrs. Embomb701
The first question you might have is, what is Proof of Stake (POS) and how is it different from Proof of Work (POW). To answer this, please look at my good friend Ant884's blog, which explains the two.
https://steemit.com/life/@ant884/proof-of-work-vs-proof-of-stake-why-you-should-know-the-difference.
So now that you all understand the benefits of Proof of Stake, lets dive into why this is not only beneficial from the dividend you will get paid, but lets look at it from a human stand point. Lets look at the whole process to trade Crypto. One must buy Bitcoins, transfer them to another site in order to buy and sell. Now think about the mentally of people, here is a person who has Bitcoin and a few other currencies on on one exchange. Now suddenly that person finds a currency that he wants to buy, but he needs to free up some funds in order to do so. Will that person:
A- Sell a position from the site that he can use to buy.
B- Buy Bitcoin send it to the site and use it to buy.
C- Open his desktop wallet that he can only open if he is home, transfer (His dividend producing coins) to the exchange and sell them so he can buy.
In my opinion people are impulsive and even a bit lazy, so when people go through all of the trouble to dig your coins out of the desktop wallet when you have coins on the exchange? If you look at statistics, solid POS coins are held longer on average than other coins. Now without further delay here are the ones I like, in cost order.
DASH- Although I would not buy it now because it is on a crazy run up, this large cap has grown as much as a small cap. Dash pays a huge 7.5% which is fantastic, to be honest this coin is one of my biggest regrets in Crypto, I had the chance to buy in very early, back when it was $190 and I thought that I was too late, boy was I wrong on that one. Now holding Dash in the wallet will pay you about 7.5% interest on your investment, that is great without considering how the price has come up so much. Next time there is a dip I will take a position in Dash.
Neo- Another large Cap Neo has grown so much over the past year as well, currently $146. Neo is the Chinese answer for Ethereum (And better). Holding Neo in the Neon wallet will earn you about 5.5% Annually. http://neonwallet.com/. You can also check your returns here: https://neotogas.com.
Stratis- This is a network solution marketed toward finance companies, they are already doing extremely well and have grown in value a lot since last year but has more room to grow than the past 2. Now while this will only pay you .5-1%, this coin will continue to grow in value, currently 15.53.
Ark- A bit more affordable only $7.12 per coin, this enterprise solution is a literally jack of all trades build on the block chain. Now while Ark does not show an exact dividend amount because it depends on who you are voting for you can make a good amount of dividends with this coin. You can check how many Ark coins you will earn per month here: http://calculator.reconnico.com/.
Steem- If you do not already know this is one of the most browsed sites on the internet, it is a social media blogging platform with many extensions build onto it like Chat and DTube. Steem will pay you dividends not just based on your holdings but based on your contribution to the site, your content and your voting. While steem is still affordably a mere $5.68, in my opinion it will be huge very soon. Not only has Steem grown from around $0.11 cents and has been as high as $6.31, not to mention that the coin they pay you in Steem Dollars (SBD) has been as high as $15. This coin shines above the others in my opinion, people can literally make something out of nothing. I have seen with my own eyes people earn over 100 SBD while staking less than 100 Steem solely based on the upvotes they received for the content they produce. This has the potential for people to be a stay at home job!
Nav- The most affordable POS coin that is worth buying, this coin is only $3.40, it is at a decent entry point right now and can earn you up to 5% dividends.
Walton Chain- Soon to be POS, in Beta testing.
Substratum- Soon to be POS, Jan 31st is scheduled release.
Now there are many coins that pay dividends but the 6 I have listed are ones that I believe in personally and I have a position in all buy 1. These POS Coins are winners, they are less likely to be sold because people like dividends and people don't want to have to make multiple transfers to sell. There are not short term picks but long holds. I think every portfolio should have some dividend producing coins.
One way to look at this all is this could be a new income stream.