Right now, in 2018, Coinbase users can spend their Bitcoin directly, (anywhere Visa is accepted) via their Shift card. Coinbase may be the Facebook of the future (is this a compliment)?
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So in 2018, we can easily spend Bitcoin/crypto, (with the help of centralized third-party institutions); and it will be interesting to see how Bitcoin/ crypto payments evolve (into 2019-2020).
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