CryptoRiya is a platform for the future of Crypto- Currency that enables anyone to spend, withdraw, sell, buy & sends any crypto-currency anywhere globally without any bank account.

While existing solutions offer to solve just one problem at a time, our team is up to build a secure, useful, & easy-to-use product based on Ethereum Blockchain. It will include easy Crypto-Currency to cash payments and even a digital arbitration system.

At the end, our aim is to make any crypto-currency usable in daily life & getting cash from any crypto-currency within minutes around the world which will make any crypto-currency genuinely efficient, transparent, and reliable.

WHY CRYPTORIYA

CryptoRiya Advantage

We are proud to introduce CRYPTORIYA, a P2P & P2E Service that allows any person to buy, hold & sell any crypto-currency worldwide. Know our advantage.

Single Wallet For All Crypto
Cryptoriya integrates all blockchain technology in single wallet to provide one step asset management.

P2P ALL Crypto
cryptoriya is world's #1 P2P exchange that support all cryptocurrency with zero fees

P2E Cash-out Any Crypto
Cryptoriya is #1 exchange that provides crypto to cash anywhere anytime without bank account.

Any Crypto To Card
First exchange to provide card for any cryptocurrency.

Only Cold Wallet
We only use cold wallet so your payment is safe 100%.

Global System and Secure
You can trade from any where even from space with internet access

CRYPTORIYA TECHNOLOGY AND MVP

on implementing a seamless Blockchain technology, CRYPTORIYA team has continuously been sticking to some core principles and the real pain it is trying to solve for the unbanked.
We have come to certain necessary conclusions based on the geographies we intend to cover and the products we want to offer. There are some underlying issues in financial inclusion of this underprivileged populace that has to be solved by a mix of traditional cash, existing agent networks, and advanced but seamless technology

Few key areas that we have considered while building the tech:
Cash is still the dominant medium of exchange in the world.
Third party intermediaries and brokers are expensive.
Peer to Peer is the road we want to take for all Cryptoriya products eventually.
Smart contracts can be used to automate and create trust between participants.
Exchange of value should be fast and efficient.
Most of this population do not understand crypto, how it works and think it is agnostic

1. DESIGN AND APPROACH

Most Cryptocurrency users have smartphones but cannot afford expensive hardware wallet. Blockchain is maturing and reaching a stage where there is currently a need for a single class, secure strong governance (decentralized) value exchange that uses maximum distributed computing, so it is efficient and scales to millions of transactions per second when powered/powering billions of devices (single class of machines) while maximizing security and minimizing transaction fees (to almost zero). To achieve this, we are focussing on the following stack of technologies:

On achieving this, our base technology must be very strong, and we have studied various blockchain platforms like ethereum, hyperledger, and bitshares, to make cryptoriya scalable we are looking at different off-chain solutions like raiden, ethereum’s lightning network, and plasma, but they are all still in nascent stages and even testing. We have tested and used bitshares in the past. It’s a high technology pegged to all 180+ countries via usd, but uses graphene and graphene was hard to stabilize and continued freezing. For several other reasons, we are staying clear for now.
At the moment ethereum erc20 compliant ciya token for transactional is the best blockchain solution available to build cryptoriya platform.
Our mvp will be based on that primarily because ethereum already has a good adaptation in the market, including exchanges and other corporations, will be released before the ico. Eventually we may opt for our public blockchain, but for now, we are building erc20 compliant ciya token and also looking at erc223 on ethereum main net
However, we continuously track the evolution of other blockchain platforms and technologies in case any other platform would provide higher smart contract flexibility or security for peer to peer financial smart contracts and scalability, such platform could also use

CRYPTORIYA WALLET – We Will Include All Blockchain Platform Like Ethereum, Blockchain, Waves, Bitcoin, Stellar, Neo, Graphene, Nem, Bitshares, Qtum, Ethereum Classic, Omni, Eos, Steem & Hyperledger Will Connected In Our Backend And Provide User To Access All Cryptocurrency From A Single Wallet

P2P EXCHANGE - P2P exchange cryptoriya works with a complicated matching process, high speed of transaction, virtually support, functionality and efficiency. Cryptoriya will bring P2P exchange in zero fees for their users. Cryptoriya charges low fees from any coin company who wants to list their coin in cryptoriya exchange.

CRYPTO TO CASH - Cryptoriya makes agent in worldwide. An agent will have the mobile application, through a mobile app, the agent can see the order number and reference id of our costumer and our aim to provide cash within ten minutes globally.

CRYPTO TO CRYPTO - crypto to crypto works very simple if any cryptoriya users want to crypto to crypto conversion they can do it through our website /apps and select cryptocurrency and whatever desired currency the user wants and he have to choose, after selecting the desired cryptocurrency, once the deposit confirmed in the blockchain network the users will get his new coin in their wallet address automatically

CRYPTO TO BANK ACCOUNT- in cryptoriya if user willing to transfer their cryptocurrency to the bank account it can be done without KYC, cryptoriya takes cryptocurrency from the user and send the payable amount from the company offshore account to a user account. Cryptoriya has reserve funds in the bank account, so there is no delay in the transaction.

CRYPTO TO CARD - it works to transfer the cryptocurrency to the card. Users can send their cryptocurrency into their any debit card should have the network of visa and master card. The user has to fill all the essential details of their card like card no & need to choose issuer network on our website or mobile application once the deposit amount confirmed in blockchain network user will get his payable amount on their debit card. There is no delay in this process because of the fund transfers by company reserve fund from company bank account.

2. DEVELOPMENT ROADMAP
We have a clear path to our vision, and we have prepared a development roadmap for our technology. Our team prefers a staged approach which means that each stage will have its deliverables:

Stage 1
Official meeting with our team members and after doing market research, we made & launched alpha version. cryptoriya alpha platform will be working on Ethereum Test-net Blockchain with real user data. It will help us
prepare smart contracts and get feedback from the community, real users and make sure that this solution is viable.
Stage 2
On testing of the alpha version, we have got success in our idea. We are preparing to launch our PRE-ICO in May 2018.
Stage 3
A full working Beta Version will be ready by June 2018 with a fully functioning backend server with telematics integrations for real customer data gathering and prediction. IT Will include a CRYPTORIYA Wallet, CRYPTO TO CRYPTO & CRYPTO TO BANK ACCOUNTS as well as CRYPTO TO CARD TRANSFER.
It tested in three steps.

• private
• invitation
• public
• after testing of the invitation version, the beta version for the public will get released.
  Stage 4
  Our public ico start in July 2018. Our token will be listed in our exchange within five days of the close of our ico & within 2nd week of September it’s listed on others exchange.
  Stage 5
  our Fully functioning DEBIT CARD to be released by August 2018 and open to all geographies and customers.
  Stage 6
  CRYPTORIYA P2P & P2E Exchange launch for public usage and enabling massive adoption across geographies will happen by October 2018.
  Stage 7
  Further development to increase the amount of transactions usability and throughput of the platform

CRYPTORIYA WALLET

In the market, there are lots of wallets available but all of them are supporting their currency either 3 to 10 more coins or token but in the present climate people are quite busy with their work. On this situation they do not have so much time to do all these things, so they want something hybrid quickly performing

If we have 30-40 different types of currency, we cannot take all of them in a single wallet. We can store them in different portfolios, and if we want to exchange them by a single click, we have to connect them one by one. Then we able to transfer them.

Cryptoriya wallet is the single point access to all digital assets. It is the wallet where you can store over sixteen hundred types of currencies in 1 wallet. It is the solution of different wallet systems for different coins/tokens, and it also works efficiently. It is less time consuming; you may transfer buy, sell your different types of coin form a single wallet. It can save time and exchange smartly. It is a hybrid wallet where you can store almost any cryptocurrency or token.

Cryptoriya wallet security system is very high. We can use only cold wallet i.e.; a cold wallet is the offline wallet for storage a digital asset on platforms that not connected to the internet. It protectsfrom unauthorized access cyber hacks and other vulnerabilities. Cryptoriya wallet is only accessible by using two-factor authorizations. There is no direct access to the portfolio with email id, and password.

The user has email id and password, but it is not sufficient to access the cryptoriya wallet system. If you enter id and password after successful authorization by proceeding, the next step for login is you have to provide 2fa code by which you can log in, and for every transaction, you have to enter the otp /2fa code that given your choice. It could be sms, email, authy, voice call or ether letter by post. So, it is the highly secure and no one can access it by even knowing id and password without 2fa code.

Few Steps For a Crypto To Cash

• User Visit Our Website / Apps.
  User select which crypto currency they want to exchange
  from list of available currencies

• Location Selection.
  The user can select Country & city from the list

where they want to receive the cash.

• Enter The Amounts
  Our system checks available cash limits from agent for the selected city.

The user can enter the amount they want to exchange between minimum & maximum limit

• Send the Crypto Currency
  Now user can send the deposit amount to displayed address and wait

for confirmation on the blockchain network,

and as soon as deposit confirms an eight digits unique pin will generate and shown on

the user screen, and notification sends to the user via email and SMS.

• Visit our Nearby Location
  Now user can visit there nearest agent/cash point location & provide transaction no & 8 Digit Pin.
  Our agent checks the details from our apps & request for OTP

• Receive the Cash
  The user gives otp to our agent & agent verifies it in our apps & if otp verification successes
  our agent provides cash to user & transaction is completed.

CRYPTORIYA CARDS

REGULAR DEBIT CARD
Cryptoriya regular debit card is issued easily. You can use this debit card in daily basis. It does not need any KYC. There are no monthly charges for the card

Card Issue Fees
$25 Paid In CIYA Token
Crypto To Card Load Fees
1.5%
Daily Purchase Limits
$ 8500 USD
Daily ATM Withdrawal Limit
$ 6500 USD
Online Purchases Fees
Zero Fees
ATM Withdrawal Fees
2%
Max Balance
Equal to 7 BTC
Monthly Spend Limits
$ 30,000 USD
KYC
No KYC NEEDED
Monthly Card Fees
Free

LUXURY DEBIT CARD
Cryptoriya provides Luxury debit card to our premium users. Customers get highest withdrawal limit in cryptoriya card. KYC is required in luxury card

Issue Fees
$100 Paid in CIYA TOKEN
Crypto To Card Load Fees
1%
Daily Purchase Limits
$ 50000 USD
Daily ATM Withdrawal Limit
$ 25000 USD
Online Purchases Fees
Zero Fees
ATM Withdrawal Fees
1%
Max Balance
Equal to 75 BTC
Monthly Spend Limits
Unlimited
KYC
YES Remote KYC
Monthly Card Fees
$20 Paid In CIYA TOKEN

CRYPTORIYA INITIAL COIN OFFERING

Cryptoriya token is an ERC-20 utility token, with the functionalities as described in this whitepaper. The funds raised in the initial coin offering ("ico") will be used to scale the platform further, expand in more countries, assistance for local communities to build, investments in a small cryptoriya fund for the migrants, unbanked and hire more people on technology and business development. This is further detailed in next section.
We would like to highlight that cryptoriya token does not constitute security in any form in any jurisdictions, and this whitepaper is not a solicitation of investment and does not relate to any form of an offering of securities in any jurisdiction. Please read the important notice at the end of this whitepaper for further clarifications

HIGHLIGHTS OF CRYPTORIYA ICO

• 1 CIYA Token Is Equal To $ 0.50.
• 1 ETH PRICE Locked to $1000 For PRE-ICO.
  there is 0.1 ETH minimum purchase amount in PRE-ICO.
  PRE-ICO sales period will be from 15th May 2018 at 9 AM GMT to 20th June 11 PM GMT. Cryptoriya reserves the right to revise and amend the PRE-ICO sales period at its sole and absolute discretion.
  feedback & review period will be from 21st to 30th June 2018. This will include feedback, implementation, launches of beta, numerous partnerships, testing and other significant news in various countries
  ICO sales period will be from 1st July 2018 to 9 AM GMT to 14th August 2018 11 PM GMT.
  ether, btc and top 100 Cryptocurrency or Token can be used to purchase Cryptoriya token. Further details can be found at www.cryptoriya.io

CRYPTORIYA TOKEN CREATION, RESERVES, AND BREAKDOWN

Cryptoriya intends to raise 25,000 ETH from the pre-ico and the ico for further expansion, development and other growth activities. That is a total of 100 million cryptoriya tokensto be distributed to purchasers during the PRE-ICO and the ICO.

70% of the total tokens created will be sold during the pre-ico and the ico period.
14% of total tokens created will be allocated to cryptoriya founders, early investors, technology teams, existing and future employees of cryptoriya, and held in a pro-rata lock-in contract for at least six months.
7% of total tokens created during the ico will granted to advisors
5% of the total tokens created will be granted to the Bounty.
4% of the total tokens created will be allowed to the Partner & Agents.

USE OF FUNDS

A detailed breakdown of the use of funds is described here. Essentially, the funds will be spent on:

CRYPTORIYA TOKEN USAGE:

• Can Be exchange with any other coin.
• Can be trade on exchange.
• User need CIYA token to buy or pay any fees for Cryptoriya service.
• User can withdraw cash from crypto card any time.
• User use it to withdraw cash around the world from our agents.
• User can be exchange it to deposit cash or transfer fund to their card.

ROADMAP

WEBSITE
FACEBOOK
TWITTER
TELEGRAM
WHITEPAPER
MEDIUM
INSTAGRAM

scherbatsky1
Profile Link : https://bitcointalk.org/index.php?action=profile;u=2156002
ETH : 0xFE6a1240319b6fA365Be60614453d6917d9fe999