It has everything to do with the banking system. Do you know how the federal reserve works? Do you know how when you lend your money to the bank that it's actually not your money anymore and they use it to invest or do whatever they want? You are basically giving all your money to banks legally and getting what in return? You get fees!
Why are you okay with people paying a monthly maintenance fee of $10 to the bank?
http://www.bankrate.com/banking/why-you-are-charged-hefty-bank-fees/
None of this is made up. If you were poor enough you would understand how horrible the bank fees are. Yet you trust the bank to keep your money?
So what about those bail ins?
https://www.investopedia.com/terms/b/bailin.asp
If you don't want to risk losing your money, just keep in fiat and stay out of crypto. Keep it in a bank where it's safe.
RE: 📣 Do Not Invest in Bitconnect Ponzi 📣 - Part II - Mr Lemon VS craig-grant