It was only a matter of time.
Too much power centralized in 3 so called credit agencies that only exists to ruin hard working people's credit.
The time has expired for them. There is now technology in place that can replace them all.
No one company or corporation or nation should be trusted with your private data.
Decentalized is the way to go.
Companies like bloom (https://www.bloom.solutions/) are working on the solution and we should fully support them.