A MORTGAGE CROWDFUNDING PLATFORM
Homelend is building a platform for blockchain loans
Today's Mortgage Lending Industry
Mortgage loans are at the core of the society
Having a home is one of the basic human needs - a need most people can only afford by taking out a mortgage loan from a bank. In the US alone, more than 8 million mortgage loans are issued each year.
An industry worth $ 31 billion of ancient learning for disruption
The US mortgage market is worth $ 14 trillion and the global market is expected to reach $ 31 trillion by the end of 2018. However, although this market is socially and economically centered The traditional mortgage lending system is still extremely primitive.
The system is based on long and complex paper-based processes involving various intermediaries - very inefficient processes and investment costs for both borrowers and lenders. In addition, mortgage loans are largely unattainable for the new generation of young borrowers, not counting the millions of trusted individuals from mortgage loans due to outdated rating criteria. .
Homelend Mortgage Crowdfunding Platform
Homelend is Developing a Decentralized, Peer-To-Peer Mortgage Lending Platform Serving Two Purposes
Modernizing the age-old mortgage lending system in order to make it efficient, cost-effective and customercentric.
Expanding home ownership opportunities for a new generation of borrowers, meeting their distinct lifestyle and needs.
How does it work?
By leveraging distributed ledger technology (DLT) and smart contracts, Homelend brings together individual borrowers and lenders on an end-to-end platform that streamlines and automates the entire mortgage origination process.
The Homelend Advantage
Streamlined & Efficient
By embedding pre-defined business logic into smart contracts, digitizing documentation and eliminating unnecessarily processes, Homelend will automatically execute an end-to-end origination process, cutting it down from 50 days to less than 20.
Transparent & User-Friendly
Homelend aims to create a lending process that is not only smart, but also simple and fair. It will enable borrowers will be able to easily apply for a loan, track their application status at all times and interact directly with mortgage lenders.
Cost-Effective & Middleman-Free
The immutability, security and transparency provided by DLT makes it possible to record transactions, including loans, without banks acting as middlemen. This will reduce costs for both borrowers and lenders, while minimizing the distance between them.
Trusted & Secure
Centralization and paper-based processes are the key factors behind the insecurity and vulnerability that characterize the traditional mortgage industry. The unique characteristics of DLT and smart contracts enable Homelend to provide a platform for people to transact large amounts of money in a trusted, transparent, and secure way
The Homelend Token (HMD)
The HMD token is the fuel powering the Homelend peer-to-peer lending platform. It's main functionality is to grant access to the Homelend platform.
This utility token also plays an instrumental role in enabling a fast, smooth and user-friendly workflow that is unified and secure.
Token HOMELEND (HMD)
Toner HMD is fuel that feeds Homelend's single-user lending platform. The main function is to provide access to the Homelend platform.
This utility token also plays an important role in providing a fast, smooth and user-friendly workflow that is unified and secure.
And all the tokens can be converted to and from HMD.
Characteristics
Symbol .............................. HMD
Total supply ... 250,000,000
Standard ............................ .ERC-20
Nominal value ........................ .1 ETH = 1600 HMD
Accepted currencies ......... .BTC, ETH, USD
Softcap ................................ US $ 5,000,000
Hardcap ............ $ 30,000,000
schedule
Advance sale ..................... .. March 1, 2018
Crowdsale .................. .TBD
Closure ........................ TBD
For bonuses, if you want to buy a HOMELEND marker (ETH / HMD)
Week 1 ........................... .. ..20%
Week 2 .............................. ..15%
Week 3 ........................... .. ..10%
Week 4 and after ............... ..0%
Distribution TOKEN
TOKEN ALL HOME
Revenue Usage
ROAD MAP
TEAM AND CONSULTANTS
Executive Team Itay Cohen: Chief Executive Officer
Netanel Bitan: Chief Technical Officer
Ricardo Henriquez: Chief Innovation Specialist
Amir Nahmias: Business Development Manager
Michael Tanfilov: Strategic Planning Director
Kanat Tulbasiyev: Lead Developer of
Ram Stivi Blockbacks Backend: developer
Sol Alvarado Quijano: Graphic designer / Community assistant
Vinod Morquile: Blockade DeveloperAdvisory Board
Eliran Madar: Business development / investor relations
Entrepreneur Joram Uzan
Moti Friedman: consultant ant on marketing
Evaluation of Danny Coddy
Raghuram Bala; Head of Analytical Technology
Ido Samuelson: Blockchain expert
Mark Koenigsberg: Tokenomics and data management
counselor
Adina Haham: Business Growth Advisor
Finally, I can say that this is a huge potential of this company. The comprehensive ICO is very impressive. This is an excellent open road to enter the world of ICO.
If you know how to improve our community.
If you know how to spread information about us in this world.
If you have ideas for other improvements, it's a privilege.
If you all participate in our generosity.
More information Visit the HOMELEND link:
Website: https://homelend.io/
Technical documentation: https://homelend.io/files/Whitepaper.pdf
ANN Subject: https://bitcointalk.org/index.php?topic=3407541
Telegram: https://t.me/HomelendPlatform
Facebook: https://www.facebook.com/homelend.hmd.35
Twitter: https://twitter.com/HomelendHMD
Medium: https://medium.com/homelendblog
Author: adam sukses
Bitcointalk profile: https://bitcointalk.org/index.php?action=profile;u=1958433
ETH: 0x5f3f4Bb6EA24D1B188Ee0457a5B807D5fbf043A0
telegram : @Adam sukses