Harj is an accountant from the UK and when we met in the Digital Nomad hotspot Bansko earlier this year, we noticed we share a love for good spreadsheets :)
Since I work with a lot of people who want to invest in crypto and want to figure out how much money they actual have to invest every month, I talked a lot with Harj about how to utilize spreadsheets for that.
In the video above, he's taking us through a spreadsheet he created and used to not only get clarity on his cash flow, but also manifest a solid client base and new income after he had quit his job without having a safety net.
This is what this spreadsheet helps you to do:
- Get clarity on your monthly fixed costs
- Determine how much money you want to invest every month
- Determine how much money you want to live and play and have fun with
This way you'll find out how much income you need, which makes "manifesting" much easier, when you actually know what you want the money for.
It's a perfect exercise for the New Year :)
Besides the practical cold numbers, you can then also use this spreadsheet as part of a daily meditation as well as some self-accountability. Listen to how exactly Harj did this in order to go from zero to fully booked in just 5 months.
While going through this template, we talked about money mindset, conditioning by our parents, creating a "freedom fund", earning passive income, taking calculated risks, and a lot more!
Watching the video will help you create your own spreadsheet, and if you're one of my Patreon members, you will find a ready-made template in this post, which you can download and adjust to your own needs.
Enjoy!
Anja Schuetz helps absolute beginners to become confident crypto investors in her Movers & Stakers Club on Patreon. | ![]() |
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