Just a quick update for my friends looking at this. I stopped using the Crypto.com card, so now I am using the Canadian ShakePay card instead. It is much more useful and users get my purchases rounded up to the nearest dollar which is converted to BTC. There is an option to add an additional top-up amount (e.g. $5.00 etc.) so it is a very easy way to dollar cost average (DCA) into BTC. https://shakepay.com/
RE: Crypto for Seniors (or newbs)