Aigang Network is a new ICO that will disrupt the insurance industry. I've always believed that the blockchain should be used for insurance as the middle men are always ripping me off!
They have a concept of Smart Policies for issuing new policies, distributing profits and handling claims.
The initial version will support insurance on drones, cellphone batteries and Tesla cars. I have full faith that this will be extended over time. The beta app for example allows you to sign a contract where you pay 0.0003 ETH per month an open source smart contract is then signed which will pay you 0.01 ETH when your battery loses capacity.
The profits are shared amongst token holders, so everyone contributing now has the opportunity to join the "company".
This is also not a SCAM ICO where they are asking for funds without even having a product, the beta is already available for download and testing, check it out here, the UI is amazing: Download Here
I highly recommend that you give their white paper a quick read: https://aigang.network/AigangWhitepaper0.3.pdf
If you don't want to invest your funds directly, they are also hosting bounties for translation, blogging and app invites.
At the very least, don't miss the bounty opportunity!
The pre-launch sale is running for only 3 more days.
Disclaimer This is my opinion, this is not fact and this is not investment advice.