The life of people with the development of technology is greatly simplified, without leaving home is now possible to do a lot - from the purchase of any goods or services and ending with the passage of training. The sphere of banking services is no exception. However, lending via the Internet is not only the prerogative of banks at the moment.
The sphere of lending on the Internet
Consumption of modern man has enormous volumes. Considering the information on the Internet, if you have a desire to buy something, you do not need to have your own funds at this moment. You can easily use resources that offer services such as online credit. Consider the resources that can provide this service:
*microfinance organization;
*banks operating entirely online;
*payment systems whose functions have long exceeded the limits of simple wallets;
*financial exchanges that are engaged in lending.;
*online stores that provide their goods on credit.
Microfinance institutions work as an alternative to banks, which restrict the client in many ways when issuing loans. In addition, in banks, basically, you can only make an application on the Internet. For the final registration and receipt of the loan you need to contact the office. Microfinance organizations offer a convenient system for customers to obtain a loan completely online.
As in other areas, loans on the Internet has become increasingly popular. First of all, it is very convenient for customers, as you can get a loan without running around the banks. The system also has the ability to select suitable conditions with a minimum expenditure of time, as shared sites contain comparative information on all types of lending, including online. There are interest rates, maximum terms and amounts, repayment terms, etc.
Lending on the Internet implies a minimum package of documents, often it is only a passport. Or the second document on demand (social security number, driver's license, passport). This is an advantage.
All positive aspects of lending on the Internet are clear. But it should also be borne in mind that convenience is worth the increased credit rate, which is due to the high frequency of this type of loans to credit institutions.
Cons can be such that they have high interest rates, the location is uncomfortable, many people do not have access to banking services, bad credit history. Now it is very difficult for small and medium-sized enterprises to get initial capital for starting and developing their business.
But you are lucky today, because I will share with you information about an interesting project that will be able to eliminate all these shortcomings and will allow many to get a loan without getting up! It's called Swapy Network
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The aim of this company is to create and distribute around the world a decentralized market that provides universal access to credit for all comers. Everything will be implemented using three convenient functions-applications:
-Swapy change-will connect international investors who receive low interest rates for their investments with credit companies that provide much higher interest rates. These are mainly emerging economies.
-Swapy Financial ID-it will allow a person to specify their solvency data, identify and thus be able to obtain a loan from any country.
-Swapy data Market - here the user saves all his / her financial data on loans, wages, age, social status and monetize them for the purpose of selling them for the platform tokens.
Thus, many intermediaries will be leveled as banks that even charge fees when paying for a loan, you can take it from anywhere in the world, the main thing to use the application, the alpha version can be tried now at this link https://www.swapy.network/download.
I believe that this idea will significantly increase the development of many useful and necessary startups, small and medium-sized businesses, because each of the users will be able to contribute to their development, and there are about 2 billion such people today, imagine what great progress will be. The project team is constantly involved in many conferences, competitions and consistently receives prizes for them, which shows its reliability, importance and evaluation by professionals.
One of the well-known venture investors has already paid attention to the company and made its financial contribution for support and expansion. It is Tim Draper(http://www.draper.vc/) - a third generation capitalist and co-founder of Draper Fisher Jurvetson, recognized asthe leading venture capital investor in the technology industry at a very early stage of development.He has already increased his investments by almost seven times investing in almost 116 startups. Tim Draper was the head of investment rounds in companies like Skype, Tesla and Twitter.
Now there is a sale of their tokens and you can take an active part in it as an investor or as a user to start using the application to have additional income. The details you can see in this picture:
More information you can found on these links:
Website: https://www.swapy.network/
Join bountyhive: https://bountyhive.io/join/Swapy%20Network
Whitepapper: https://s3.us-east-2.amazonaws.com/swapynetwork/SwapyNetwork_TokenSale_Whitepaper-EN-US.pdf
Bountyhive username : kumuu