Viva is a transformative financial technology that is launching a large scale of decentralized mortgage finance into the world. The Viva platform will use smart contracts for crowdfund housing loans, linking borrowers and investors directly into a decentralized, trustless ecosystem. By using ultra-secure blockchain transactions, Viva eliminates middlemen, resulting in a loan process that is more profitable and efficient for all involved. Viva allows a free market to determine the interest rate on a borrower's mortgage and eliminates the need for banks and other financial intermediaries. By eliminating inefficiencies in local financial systems, mortgage rates will reflect fairer and more accurately the risk
About Viva Network
Viva aims to revolutionize the obsolete construction finance industry by hiding middlemen and decentralizing the process, thereby pursuing a fundamentally accessible and transparent financing approach. We believe that Viva's technology will increase the availability of credit to borrowers and, for the first time, allow non-institutional investors to participate in consistent, mortgage-backed asset-backed returns, a product traditionally reserved only for large financial institutions.
By allowing the free market to dictate the risk and associated value of each mortgage, unlike a bank, we expect mortgages to be offered at fairer prices. The Viva platform will be used equally by both developers and developing countries to make the world a big step towards geographical equality - by breaking down the barriers and making both parties better off.
VIVA's mission is to disrupt the mortgage industry by allowing home buyers and sellers to set their own terms. Anyone from any country in the world will have access to home loan finance through a decentralized, open market network on the Viva platform.
In addition, as a single-mobile investment and savings platform, Viva provides all Viva users with access to loan finance, a savings and investment account, and standard Blockchain-secured transaction services, regardless of which country they live in.
At home we forget all our worries and find peace. We seek and buy a home where we can spend our whole lives. It is an innate desire to have a home in all people around the world. Well, the reality of owning a home is a bit different from the dream world. The purchase of a house begins with the search for the house. And when we find the house we love, the real problem begins. The home loan is the only option for most of us. Many home loan companies have different interest rates for the different categories.
The banks were the source of all inefficiencies in the financial world. You choose the rates depending on the different parameters. The high creditworthiness of an individual makes him more favorable than others. Lack of transparency and presence of third parties in the banking system are the two biggest challenges to the growth of the industry. The new system of financial inclusion must embrace all. The mortgage industry needs an innovative solution that can bring everyone involved on a common footing.
Solution offered
VIVA NETWORK is developing solutions for the mortgage industry using blockchain technology. The team creates a platform to connect investors and mortgagors. Fractionalized mortgage shares are created for the smooth trading of mortgage loans between different investors depending on the risk profiles of different projects.
Mortgage financing has found a new alternative that is powerful, transparent and efficient. Home buyers have the world over to finance their home loans. The buyer no longer has to travel for the loans to the banks. The process of financing the loan starts with the valuation of the house. The process of evaluating a home is performed by the Real Value 2.0 application (RV2).
It is a software based on artificial intelligence, predictive analytics and machine learning. For the prospective home buyer on the platform, various tools are available, eg. B. Real Estate Comparison and Home Search. Credit score of users on the platform is made using the V-Score application. This is a transparent application that can be easily followed across all digital devices. VIVA Hubs are offices created in different countries to solve the regulatory challenges of different countries.
They will help with the widespread introduction of VIVA NETWORK in many parts of the world. Standardized VIVA recommendation conditions are the conditions for different borrowers based on their risk profiles. The terms and conditions are generated with a data-driven machine learning system. The rating system on the platform will be used to mitigate the risk of incentive conflicts. The valuation is based on the different key figures such as credit information, asset and market conditions.
ICO INFORMATION AND TEAM
Zeichen VIVA
Preis 1 ETH = 35 714 VIVA
Bonus Verfügbar
Kopfgeld Verfügbar
MVP / Prototyp Verfügbar
Plattform Äther
Akzeptieren ETH
Minimale Investition 0,001 ETH
Harte Kappe 75.640 ETH
Land Bermudas
Weiße Liste / KYC KYC
Sperrgebiete USA, China
The project will spend 4 billion VIVA tokens. The token sale to the public will have 75% of all tokens. Token Pre-sale is currently live on the platform. The funds will be used to develop and market the platform. The team has experience in blockchain technology and investment strategy.
Conclusion
The FMS crowdfunding event will be held on the platform to finance various projects. The mortgage will be split into 100,000 FMS shares. Upon completion of the crowdfunding phase of the project, the project will be made available on the FMS Stock Exchange, where it can be traded like any other cryptocurrency exchange. Another important player in the network is the investor, who can come from any part of the world. They have the opportunity to invest in asset-backed returns, which will revolutionize the mortgage finance industry. The robotic credit financing process will be the new norm in the future.
Decentralization is the future of the mortgage finance industry. The application developed by the team will help to quickly generate direct communication between investors and borrowers. Liquidity is a big problem in the industry. I think they have tried to come up with an innovative solution for the industry. What do you think about the future of the platform? Are we ready to buy our house?
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Dejmed
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ETH: 0x1BFb475628Aa2155703D40329Ec43be2C977dEd5