A lot of people appear reluctant to invest in Ripple, because it is a currency for the banks and financial institutions. I get that...
In reality though, i doubt very much that banks will ever completely disappear. Some may be forced to fall off on the way, while many branches of stronger banks might be closed. However, there will always be many corporations and individuals who will prefer the 'security' of dealing with a bank.
Therefore, i think XRP might be worth looking into... especially since it is still at a good buying price.
To learn more about Ripple, here is a video from the company's website:
