For the reason that Ripple coins were already mined, which makes it centralized, as the creators has the distinction or power on how to dispose the coins. On the other hand we can’t turn a blind eye, of its blatant characteristic that it has a more potential as a utility coin due to its faster and cheaper transaction compared to other crypto coins especially the formidable bitcoin. In addition there is an unstoppable growing support from established platforms like banks, financial institutions and money transfer services by starting to adopt its technology. The kind of a breakthrough technology in financial world that they can gladly control.