I'll send 5 SBD to whoever can give a better, successful solution.
I ran a fundraiser in Canada for a school in Ghana, now looking for the best way to send the $3k in funds we raised.
As much as I enjoy the "to the moon" chatter, would be great to see a case study first-hand of how the remittance industry could be disrupted by faster international transactions & cheaper fees.
Apart from speed and cost, there's the issue of ease of setting up a wallet and daily volatility of cryptocurrencies. The recipient at the school has a smartphone with data via MTN (www.mtn.com.gh). I've looked at a lot of options (screenshots below), including a wire through my bank ($30) and MTN ($196).
Also looked at Stellar Lumens, with their beta Sikaapp specifically for Ghana, but seems like it's not there yet / got picked up by paypal