Ripple is being adopted by more and more banks - thats true. But the banks are only adopting the technology and this has nothing to do with the token. Ripple is made such that the XRP token can be completely disregarded and can be adopted by the bank. People don't understand this and are getting excited about this ripple. So sad.
RE: Ripple Adoption – National Bank of Abu Dhabi Using it for Cross-Border Payments