In the era of the rapid Internet and artificial intelligence development, the traditional banking looks like a clumsy monster from the distant past: lack of transparency, high fees and senseless bureaucracy lock customers into a definitely losing position. Obtaining a loan, transferring a large amount of money, investing in new projects – any transaction requires long formal procedures with unpredictable results. The customer shall prove his / her solvency and financial compliance for each specific case, waste time in queues and pay for imposed services.
Modern technologies can effectively overcome these challenges. We represent you Datarius – a decentralized financial platform that will combine the functions of a credit institution, payment system and investment fund. Our product is created for those who are fed up with queues, high fees and sustained restrictions. We offer p2p tools instead of centralized systems, public ratings and a transparent credibility system instead of closed registries.
Our goal is to provide the widest range of financial services. It’s the only way to unite the maximum number of users and create a platform for peer-to-peer transactions on favourable terms. There is no imposition of services – customers choose just what they really need. The Datarius product line is a variety of financial instruments accessible from one place. P2P lending, instant fund transfers, investing in real assets and trading the exchange instruments – all this will be accessible from a single interface with minimal fees and with no bureaucratic bottlenecks.
We are committed to fair and transparent rules of the game. The data records on the blockchain and trust limits will help to establish clear rules of the users’ engagement and ensure the security of transactions. Unlike banks that strive to make all transactions pass through them, Datarius remains a free platform, performing a technical function. We automate routine processes so that the customers can quickly access financial services – services, catering to the customer's individual needs.
To ensure the transparent decision-making, it is necessary to create a social environment based on trust and openness. At the very heart of Datarius is the people's rating based on public feedback for each transaction. Reputation is the main factor affecting access to various financial instruments.
We want to provide professional financiers and competent users with the opportunity to use their skills in order to earn money. They will get a varied supply of tools at their disposal to run profitable business: trust management, co-branding, affiliate programmes and analytic tools. Ordinary consumers will also be able to benefit from the use of the system by getting back a part of the fees as annual payments.
We believe that the decentralized technologies will change the world for the better, and we want to prove this with our own example. A modern financial company shall be a reliable partner and a loyal friend of the user. Datarius is the first financial platform of the new generation, designed to implement this concept.