I'm in a problematic position. Things weren't working out in my relationship of 8 years so I spoke to my younger brother about crashing on his couch through the winter so I could focus on getting my life in order. The arrangement was as follows: Bring in some groceries and help keep the place clean. Sounded simple and easy and I was in compliance.
About 6 weeks after I made an irreversible move, he quit his job and began taxing me for extra. He got me for $200 extra about two weeks after he quit, then another $100 a week later. Two weeks after that he hit me up again and I said no. He threw me out of the car to walk about 10 miles back "home" where all my stuff was piled up inside the front door. I was then informed I wasn't staying there that night and my stuff had to be out by morning. This is after he tried to start a fist fight with me (3 times) on the side of the road when he threw me out of the car. I actually stayed with my ex for a couple of nights and looked into my options.
The police told me since I'd been living there for 2+ months he's have to get a court order to have me evicted, so I went back with the intention of making him take legal action, while I got everything in order.
He called the police to have me thrown out as a trespasser, but the cop told him he needed a court order. After the officer left he immediately got in my face yelling, trying to goad me into a fight. I called the police and they came to straighten him out, but the environment remained hostile.
My manager at work got wind of what was going on and offered me a suite at the hotel I work at for two weeks so I could have a "safe place" to get everything together. I think those rooms go for $250 a night. I don't recall the last time I felt so appreciated, so I took her up on it and got the hell out of the mess, but it cost me, a lot. Not only did it cost the entirety of my income tax return, and most recent paycheck, it's cost me tremendously here on Hive. One of the areas I was focusing on was moving into position to take advantage of everything we all know is coming this year. So I'm not getting to invest and trade now when I need it most. Turns out he's been itching for this. Apparently, even though I had the same lousy guidance as he did, I owe him, because our parents sometimes had to divert their resources away from his needs and interests to see to mine, and he's been begrudging me for it for life I guess, but never brought it up until he had leverage over me.
So, the situation is this. I'm staying in a stranger's basement, with no ride. My motorcycle is in the shop and I don't think I'm gonna be able to find the part I need anytime soon. I don't want to get into all the reasons I have lousy credit, but suffice it to say, I made mistakes... some my own, some not so much, but it landed me here, none the less.
I have a few thousand dollars wrapped up in various hive projects, that I really can't get to. Everything is staked or otherwise committed. For example, I have a tract of land in Splinterlands that won't be accessible for months, and I have some staked BEE, LEO, LEOMM, etc...
I also, have almost $3k in BTC, I've been investing for my ex (we're still tight and have a couple of financial ties). I feel like there's some way I can collateralize my assets without having to sell anything, but I don't know how. I'd like you guys to enlighten me.
How can I use what I have to get wheels and stability without sacrificing the foundation of my future? Where would I go to get a loan with my assets (and perhaps the ex's BTC if she's ok with it and I don't really risk it) without hindering the work those assets are doing for me right now? I'm prepared to sacrifice to keep on track, so if there's nothing to be done I can manage, but I live in Tennessee and there's almost nothing within walking distance, so I really need a ride, and with covid and all I'm only getting part time hours at work. I can make reasonable payments, but I had to spend my down payment to move. Anyone know how I can manage this situation most proactively?