Kill them bugs Johney Raecko. Those credit asshats can even see your credit application history and the outcomes. Recently was speaking on the phone with a finance company, toying with the idea of getting a van and he told me he could see I'd applied with 3 other groups in the last 24 hours, and had been turned down by my bank in the last 36. The kicker was, that even that activity reflects poorly on my credit history and that I should curb that behaviour immediately (in his words).
RE: Explained: Lowering Your Credit Score is Easy, Building Credit is Hard