The concept of established life in every generation and culture always has its own characteristics. Although the terminological difference is certain, but in terms of essence has a common goal. Because the ultimate goal of life is toward happiness and comfort. The happiness and comfort in it must be supported by various elements, one of which is the economy. Thus, in every generation, economic establishment will always be one of the main parameters of the success of that generation.
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In the context of procrastination, the ancestors of the Sundanese have taught the discipline of life so that both personal and public economy can be well managed towards the success of life. This philosophical foundation becomes one of Sundanese life principle that must always pay attention to family economic management so that in the future do not experience bankruptcy or poverty. The main principle of the economy of the Sundanese is not finished enough to eat but more than it is able to meet the needs in the future. Here is the philosophical meaning of some of the Sundanese proverbs that reflect economic discipline.
Ngeureut Neundeun-Nyokot Ninggalkeun
This term has a noble meaning that a person who wants to succeed in economics should prioritize disciplined management of financial management. How ownership of the property should be divided into two functions that when we cut (ngeureut, literal meaning) then we must also be ready to save (neundeun, literal meaning). Similarly, when nyokot (taking literal meaning) then we must also be able ninggalkeun (leaving behind, literal meaning). This terminology has a terrible meaning that a Sundanese should always think and act visionary. Looking to the future full of good hope is a must that is embedded in the philosophical meaning of this message.
Ability in the management of assets between the used (ngeureut / nyokot) and the invested (neundeun / ninggalkeun) is always paired indivisibly. This indicates that the survival of one's economy today can be fulfilled with the consumption that suits the needs of today, not excessive and put forward the euphoria and exaggerated impression or mubadzir. While the future or tomorrow that we will go through we have to prepare also with the ownership of our assets as part of investment management. A comprehensive understanding of the two terminology of economic management between the usage system and the investment system becomes a key message of how one is able to survive in the face of changing times in the future.
The difficulty in asset management in our economic defense effort is unclear in terms of sorting needs and wants. This is what makes a person does not have the clarity of economic concepts in life. So in the end most of us are principled 'how will not later be how' mistaken principles and even this false principle that will lead to bankruptcy and misery in the future. Therefore the concept of 'Ngeureut Neundeun-Nyokot Ninggalkeun' is a solution to the inadequacy of economic management of human life past, present and future.
Saeutik Mahi-Loba Nyesa
The second concept of the Sundanese in economic management is 'saeutik mahi-loba nyesa'. This concept teaches us that under any circumstances we have the sufficiency to make ends meet. Sautik mahi has the equivalent of 'little enough' and loba nyesa is 'a lot of leftovers'. In terminology, this concept tells us that many do not always mean enough and little does not mean less. Slightly enough is optimal economic management, appropriate to function and always understand the meaning of a usefulness in spending. While there are many remnants telling us that when in a condition of possession of sufficient property, we are able to leave or set aside for the future.
Sautik mahi-loba nyesa hinted that as a person who has good economic planning always calculates carefully that the benefit aspect is a benchmark of financial management, both income and expenditure. This relates to how one should not spend more than income or in other terms is a large peg rather than a pole. In a difficult economic setting is when we are faced with a little condition. Here we will be tested to what extent our expertise to be able to use or manage it well. using the expenditure only for goods that have high priority in terms of benefits. Unlike when our finances are plenty or our assets are abundant, to do the division will be easier. But the message saeutik mahi-loba nyesa,
The philosophical message of this terminology is very clear that life must be well planned. without a good plan it will be miserable and uncompetitive. Good life planning is when all the actions we do have the size and regularity in predicting the risks and benefits that will be in the can. Thus, whatever the consequences of our planning will be well resolved.