PLATIO: THE SMART BANKING PLATFORM FOR FIAT AND CRYPTOCURRENCY

cryptocurrency market has reached a market capitalization of over 200 billion USD as of August 2018. However, we believe that the cryptosector is a long way from reaching its peak as it has yet to be integrated into the broader world economy. Cryptocurrencies do not enjoy the same access to traditional banking products and services as fiat. While some still question the benefits of digital currency, the Platio team believes that digital currency can become mainstream in the near future. However, we also believe that the mainstream will only embrace digital currency when it is much more easily accessible. Without the development of robust blockchain technology there would be no crypto market as we know it today. It offers a unique alternative way of securely transferring financial assets around the globe, both inside and outside of the current banking infrastructure.

What is Platio?
Platio is a smart banking platform for crypto, fiat, and stock assets. Sustained by EOS blockchain innovation, this stage will offer clients a sheltered and advantageous approach to oversee exchanges among conventional and computerized fund. Clients can make installments in crypto through SEPA/SWIFT and charge cards. Platio, has an answer: Intellective sharp escrow will just discharge your crypto after you get what you pay for. The agreement cunningly sends crypto, fiat or offers to the vender of the item or settlement simply after the parameters of the assertion are met and the purchaser really gets the guaranteed item or convenience. Platio expects to take the best highlights of the crypto and fiat budgetary frameworks", which clarifies Dima Okhrimchuk, CEO of Platio. "Our Astute Banking Ecosystem is set to expand trust in crypto as an advantage and support its ecumenical selection.

Why Platio?
Traditional banks are very selective in the services they provide for crypto users within their current banking systems. They have not embraced the digital coin era, or the way cryptocurrencies have evolved. Being fully compliant, regulated and technologically advanced, Platio solves this problems with easy access to the Platio Ecosystem, using tokenization of assets based on EOS technology, and supporting the three types of assets: crypto, fiat and stocks. Specifically, Platio’s goal is to provide solutions to crypto users as follows:

Products & Features
Platio’s App will be available on iOS and Android, as well as a web-based application. Platio Smart Banking Ecosystem will include various products and features that work together to provide users with a seamless transaction process. Platio will tailor its products to the needs of both individuals and businesses, ensuring that both enjoy improved accessibility to transacting in cryptocurrencies.

Exchange & Brokerage
will be an essential part of the Platio Smart Banking Ecosystem. For Platio this product will not only be the instrument for users to exchange and trade fiat, crypto and stocks, but also the underlying technology enabling Platio's other products, such as Platio payment cards, the Merchant processing API, Payments (SWIFT/SEPA/Ripple/OCT) and Asset guard.

Processing for online merchants
Using Platio, online merchants will be able to accept both crypto and fiat currencies as payment for the products they sell and services they provide. Platio's Merchant Processing API will integrate directly with merchant websites, offering a simple and safe ecommerce solution. The Platio payment infrastructure will streamline payments for goods and services between online merchants and online buyers. The Platio merchant processing API will allow merchant clients to pay via card, SWIFT transfer, transfer inside the Platio Ecosystem, or in any crypto that Platio works with.

Why an ICO?
Platio expects to be sufficiently resourced to acquire the best available skills and technology to propel the development of the crypto-financial ecosystem into an exciting future. There are many variables to be considered, such as continuing product development, entering new markets, and hiring experts to build the business. The funds raised during the ICO will allow us to accelerate the development of our platform. The Platio Ecosystem can lead the way in the

Tokenization of assets
All the assets in the Platio Smart Banking Ecosystem will be tokenized using the Platio Blockchain. Input and output of crypto and fiat assets will be performed by the Internal Core Banking Platform connected with the crypto and fiat payment gateways and the Asset Management Engine. The process flow of the tokenization will be the very similar for fiat and cryptocurrency. The deposit of fiat/crypto assets will be managed by the treasury module and safely stored either in a bank account or crypto wallet. The Platio Ecosystem’s treasury module will work with hot and cold wallets and liquidity providers to both ensure the security of our customers' assets and to optimize the amount of available liquidity in order to meet customer requests. The Asset Management Engine will be responsible for the tokenization of acquired assets via Smart Contracts controlling pre-issued tokens on the Platio blockchain. In this way tokenized assets will be available in all Platio products and displayed in Platio App.