Steem needs 1000 exyles. Riches are in the niches. I think the more that steem tries to become, the less value it will potentially have long term. All massive companies start out as a niche. Amazon with books, google with search. What does steem do? We can't even answer that clearly on one sentence. Good luck dude, I'm glad I finally got out.
Just remember, when you buy in you're paying for the steemit inc plane tickets and developers. Unless they're paying you to pump steem, which wouldn't surprise me at all.
RE: Dollar-cost average sucks...until it doesn't...and in the meantime I'm having fun :)