As long as you're hanging on to fiat for your dear life you should always be afraid.
Remember 1 BTC will always equal 1 BTC, but the dollar will be going down the drain just like any other centrally controlled pyramid scheme fiat.
The only reason we're not seeing hyper inflation on the USD is because the top few percentage of USD wallets which control mostly all the USD out there are streaming most of the newly minted dollars into their accounts and hodling it there as a selective deflationary mechanism for the elite only. This dynamic going on increasingly for almost 4 decades now causes an ever increasing divide and inequality between the top percentiles which keep shrinking while holding more dollars and the bottom deciles which keep growing bigger and poorer. I.e. more people are getting more poor, and less people are becoming increasingly ultra richer.
There is a debt bubble so big, and an inflation bubble so big, and it's being kept at bay simply by these top percentiles hodling disproportionatlly more USD to keep their status deflationary, while the buying power of the poor keeps shrinking at a slowly increasing rate, just enough for the frogs not to notice they're getting boiled.
Also, the consumption culture being brainwashed into Western society allows to keep the population busy in an endless debt race to purchase more of increasingly cheaper shit, it's like a giant pig farm and everybody is captive farm workers, or pigs, or bacon eaters.
The current state of the USD pyramid is shaky as the base is basically becoming too poor to withstand the structure. Remember, the entire system is rigged so that central banks can mint new dollars out of thin air so that they can sell them off as debt to regular citizens, which then sell off their time, body, mind, spirit and souls to work and pay off with interest, which the banks get to keep as profit.
In this rigged system, only the poor get policed when they don't return their debts. The ultra rich, orgs and nation managers live like Kings while holding debts in the trillions.
When the labor base becomes too poor and wants to consume too much to keep feeding the addiction, to mitigate their social status etc.. the entire structure starts collapsing.
When insolvency starts the whales start selling off and the dollars will go to dust. Right now analysts see insolvency of the federal government to pay off pensions and other civil uprising potential debts (all other debts by nations are usually never paid) as soon as a decade from now.
Remember, historically, the average lifetime of a fiat currency is 30 years. And all these Fiats and all this derivatives and debt addictions, has caused the world economy to sell off the future for a better present which is mainly gifted to the very few at the top of the nation pyramids.
There is much more at stake in the decentralisation movement than most people perceive. Re making the system so it adheres to the interests of the public is the only way to assure the system serves society and not that society serves the system.
CTTO