You've probably had the advise that you need to keep your credit utilization below 30% Some might even advise you to keep it below 10% This might be tough for young people like me who are not going to get a huge credit limit at first. But the truth is that the proper credit utilization you have to have is 0% and you can have this even if you credit limit is a mere $500. This video will teach you exactly how. It's ot even a complicated strategy. All it is going to require is a little bit of extra effort.
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