First of, i'm lucky that i have a decent job (~50.000) and a healthy family.
My s.o. got a student loan depth of 25.000.
With the current housing prices and the depth we canot afford a house, so we have to rent.
Renting is expensive, we have ~150 at the end of the month. We are very lucky, the loan is government controlled and set at 0% interest for a few years now. We don not have to make monthly payments.
At this rate we have around 20 years left before we pay of the depth, than we have to save another 20 years for a down payment on a house.
That is if expenses and housing prices increase as fast as my salary, Which i doubth...
It quite depressing to think there is no progression in 40 years.
The way out seems investing 150 a month in crypto and hope to accelerate the process.
I'm really fortunate to have this opportunity! even if it doesnt work out, it's a chance on change not many people out the 1% have.
But i'm dutch, so i complain a little ;) thank for the read, hope you also have good chances in life!