It is common for people to set long-term goals, particularly in terms of money and accomplishments, because the future is uncertain, so we try to attach an identity to it by creating roadmaps.
It is simple: a first-year university student envisions themselves graduating in five years and continuing on to pursue another degree. A millionaire today, with all of the yields and ROIs, sees themselves becoming multimillionaires in 10 to 15 years, and all of this is purely speculative based on current outlooks.
Outlook: present & future
Present conditions determine future outlook; unless you believe (in God), people are designed to make long-term plans based on how well their current circumstances are.
A healthy person believes that they will grow old and remain healthy indefinitely, whereas a sick person believes that they will never grow old and will be chronically ill forever.
These outlooks alone influence the short and long-term goals of these various individuals, despite the fact that these two individuals can never truly predict the future.
Of course, having data and information about a situation is how we tend to make permutations and predictions, and while we may be correct, there are many factors that can steer our expectations in the opposite direction.
Thoughts & Perceptions
People have learned to think and act in multidimensional ways as a result of their experiences, which is why a wealthy, healthy, and famous person has both a written will and insurance.
While it is possible that they will never need insurance to help them, they still have it because uncertainty is never present in their outlook and expectations.
Goals make people omnidirectional; it is as if they have a target and are constantly chasing it.
This is not to say that goals are bad. It is simply an indirect way of saying, "If this does not work, what will you do?" Many people do not have answers to these types of questions.
Obviously, it appears to be a negative question on the surface, but it is simply a real-life reality question posed to a person to determine whether or not they are prepared for unexpected events.
Life is never "black or white," so people should not be either.
Apparently, the mind is a powerful tool capable of weaving reality into life. This is more than just daydreaming about becoming wealthy and marrying a beautiful or handsome person; it is about bringing possible realities into being, not from a place of infinite possibilities, but from a place of predictions and deliberate preparation.
The concept or the idea that life is unfair is mostly as a result of unexpectedness. However, it all comes down to the fact that most people think in a single direction, making it easier for them to be caught off guard.
Everyone is caught off guard by things they never expected or imagined, which is how unpredictable life can be. This is one of the reasons why people take unpredictable actions.
Long-term goals should be approached with short-term skepticism, as this allows you to develop sub-plans that may be capable of dealing with soft-event uncertainties. Are we going to ever have a world where people are rather cautious instead of carefree?
I don't know
It doesn't look likely
People have created fun events to replace their worries, laughter to mask their sorrows, and drunkenness to serve as a buffer against real-life issues and occurrences. When faced with financial, marital, or real-life issues, some people choose drink and fun over dealing with them.
This is because it is easier to be in denial than to deal with a problem; it is easier to wish a problem never existed than to confront the reality that it does.
"Real-world assumption" business models
Real-world assumptions models have only a few businesses built around them, one of which is insurance.
However, there are more clubs, bars, brothels, and other entertainment establishments than businesses that deal with "what if" scenarios in life. Life deserves balance; there are advantages and disadvantages, and sometimes we focus on the former while pretending the latter does not exist
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