Finance is a thing which always stays connected with our daily life and doesn't matter if we like it or not. Almost in every activity and action of our life, we have connections with finance. Some people easily accept it and some people resist to accept it but it's the reality. So the term of budgeting comes naturally and maintaining it is very necessary otherwise we need to face the consequences of poor management of finances.
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December is popular for festivals and holidays and naturally, festivals and holidays bring extra expenses into our life and because of that reason at the end of December, many people face a financial crisis which is the impact of poor finance management. In my place, December is very much popular for holidays. Because of some other factors, the expenses in the time of December month is a little bit high compared to other months but in my family, the management system is quite good and at the end of the year my family doesn't need to face any noticeable financial crisis.
December has already started and it's the start of the winter season and naturally buying warm clothes is a requirement. Most of my friends buy many warm clothes for the winter season and their focus is on how to present themselves in a more stylish way in front of others. But in my case, I am a little bit different and I don't want to show anything in front of others because I believe in my ability and I think just to show off I am not ready to spend my money. So I don't buy warm clothes every year because I still have those warm clothes which I bought in the past. I can spend my winter with them. But when it became a requirement I used to buy only one warm clothes. In this process, I can save some money and it doesn't create too much impact on my finances.
As it's popular for the holidays and many guests used to come for it. And guests come with some extra expenses. Obviously, I enjoy time with guests but at the same time, there is no way to avoid the extra expenses which are naturally done for the arrangement of guests. Besides whenever we visit another place the expenses for travelling also increase. Inches of making arrangements of cost always try to and sure it not to do anything just for show off. I try to prioritize the comfort of guests and try to give them the best treatment based on my affordability. I think I should not try to do something for guests just to praise me and as a consequence, I need to borrow money from others. In case of travelling, I try to avoid reserved vehicles which can help me to reduce the expenses.
Buying something online I try to avoid all the time but in the last month of the year, various kinds of discount offers are given in online shopping. I try to grab the opportunity because it's the way to get or buy things at a cheap price. You may think it increases my cost but actually, I don't receive any impact for it and I have an online separate fund for it. Besides I only buy those things which is my need otherwise I don't bother myself. So considering it in the long term it's cost effective.
As it's the winter season and the environment remain cold in most of the time and because of it we don't need to use fans which are supposed to run all day long in other season. The coldness is not so high to use the heater also. So naturally the bill of electricity almost becomes half and it's not so little to ignore. Moreover in the time of winter everyone use mosquito net and because of it, we don't need to buy a coil for mosquitos.
Even if after doing all the things the expenses of December are a little bit high but I and my family made an early arrangement for the extra funds for it and so it's not actually an issue for me.
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