Most people are good at borrowing funds from their friends when in need, but cultivating a good payback character is often a problem.
Some borrow funds and intentionally do not feel like paying them back again. They feel like you have more than enough and should let go of any amount you give them. A feeling of entitlement to your money just for the sake of friendship. While some others who have the intention to pay back will not pay back in record time for the money to be useful to you again,.
My money belongs to me, and nobody understands how hard I struggled to make those pennies. The financial journey of how I chose to invest every single penny is my choice, and nobody should have a sense of entitlement to my finances or feel like spending my finances with me.
Imagine I have some $7 today and decide to give any of my friends $1 daily who come to borrow from me. It takes just 7 days for me to become emptied and in need. As a result, I can choose to give out only $2 of the money and keep the rest to myself for whatever purpose I want. No friendship can decide how much I should give to friends, regardless of how close the friendship may be. These are all the lessons I have learned from borrowing money from friends.
When I look back and think of how much money I have lost to friends and acquaintances, regrets often fill my heart as to why I chose to assist those friends of mine financially. Those monies I gave out could have yielded huge amounts of profit by now.
Human beings can be really unpredictable. In times of need, they come as calm as a dove and with some deceiving speech to get you to borrow their money. When it comes to payback time, that is when we truly realize their nature and selves. This has happened to me on several occasions, and I have learned this one lesson: "Never borrow out what I cannot let go.".
This means that when someone in need comes to borrow money from me, I will only give him a certain amount that, even if he doesn't pay back, I won't. In my heart, I have completely dashed them out to him.
The only privilege he gets now is that of dignity. If he happens to pay back next time, I will be honored to assist such a person again, but if not, I will strike him off the list of people I can ever assist in life again.
I have had several sour experiences with borrowing from friends, and currently, if I should pen down the amount, it will be something close to a thousand HBD. Some borrowed fiat, while others took a hive loan from me.
On one occasion, I assisted this sister with almost 200 hive tokens and a good amount of money to pay for her medical bills. When her health was deteriorating, the situation was arrested, and she became healthy again. It's been like two years now, and every form of communication between us has been disconnected.
At a point, I felt like taking this up, including two to three other people owning me hundreds of Hive tokens, but this one reason held me back. The fear of God and how much he loves and forgives us regardless of the height and depth of our sins. If I ever want to bear the mark of Christ, I must forgive every wrong. God forgave even murderers their sins; what could be worse than taking the life of another man? If God forgives such a person, I should be able to let go of the amount loaned out.
Dragging all of them to court will really pay me, but after the court case, I will remain a constant enemy of those people, and that is the one last thing I will ever want to have in life. I want to live at peace with all men, and regardless of the stones they throw at me or how much they willingly offend me, I will forgive not for their own sake but for my own well-being.
There is restoration in God, and no matter the amount I have lost for choosing to lend a helping hand, the blessings of God will come upon what I have left, and forgiveness is one of the keys that unravels the grace and favor of God. These godly factors are what have held me back from the court case.
And I hope that someday they will be able to pay back too, because God isn't pleased with such an attitude, and it might be a hindrance to their own blessings. Owing debt and not paying it back will leave a negative impression on their lives, and people who would like to assist them in life will not be able to because of their past experiences of being unfaithful. Alot of people have died while still owing debt. I wonder how the what the judgement of God will be like for them.
All images are generated from Canva
This is my submission to the hivelearners prompt, thanks you.