Over the past 10 years, official figures have shown an impressive increase in average wages in Russia. In rubles. In terms of life, these figures do not give grounds for optimism.
If you look at the salary chart in rubles, everything looks beautiful.: stable growth, even accelerated over the past three years. But as soon as we convert these figures into dollars, the picture changes dramatically. Wages do not compensate for the depreciation of the ruble, and in dollar terms, we see that people have less money.
By the end of 2024, annual inflation in Russia was 9.52%. It would seem that wages have also increased, but in such conditions any increase is instantly "eaten up". The same thing is happening with pensions — the increase in utility tariffs has already completely offset the increases.
What to do?
The reality is that keeping money "under the pillow" or just saving it is no longer enough. Previously, investing seemed to many to be something like a hobby for the rich, but today it is a necessity.
Do you want to support your family, travel, build a house, or at least cover basic needs? You need to invest in assets that can outpace dollar inflation. This is at least 10% per annum — you need to earn enough to compensate for the real depreciation of money.
There are few such tools on the market. One of them that consistently demonstrates such indicators is bitcoin.
Why Bitcoin?
Source
• It is a limited-issue asset that is protected from depreciation due to the endless printing of money.
• In recent years, it has demonstrated significant returns, despite volatility. The projected average annual return in the next 20 years will be ~26%.
• This is a long-term tool that, as I am sure, will be able to protect your funds from inflation not only in rubles, but also in dollars.
How do I get started?
You can start with the minimum amount. Today you can buy 1,000 Satoshi worth about 1,000 rubles. This is a good start to understand how an asset works.
As long as salaries grow only on paper, and inflation "eats up" everything, your money should work and bring real returns. In an era of currency depreciation, investing in bitcoin is a step towards protecting your funds and the future.