Hello Everyone,
Welcome to Saturday Savers Club with Susie-Saver!
YES! September is our NO-BUY Month.
See the Golden Pig Tip below.
Autumn Challenge - Week 3 - Save $100!
| Week No | Amount | Week No | Amount |
|---|---|---|---|
| 1 | 1.05 ❤️ | 11 | 5.67 |
| 2 | 1.26 ❤️ | 12 | 6.16 |
| 3 | 1.75 ❤️ | 13 | 6.65 |
| 4 | 2.24 | 14 | 7.14 |
| 5 | 2.73 | 15 | 7.63 |
| 6 | 3.22 | 16 | 8.12 |
| 7 | 3.71 | 17 | 8.61 |
| 8 | 4.20 | 18 | 9.10 |
| 9 | 4.69 | 19 | 9.59 |
| 10 | 5.18 | 20 | 10.08 |
If you check over on @susie-saver's wallet, this week's 1.75p bought 3.08 HIVE which has been added to the savings wallet.
New - Wednesday Wellbeing Club
This is a challenge for anyone who wants to make a lifestyle change (eat well, move more, sleep better) hosted by @shanibeer over in the Natural Medicine community. Anyone is welcome to join 😍.
Now then - this week's winners!
Every week, you have the chance to win EDS tokens for commenting. Last week we had comments from @ericburgoyne @bearmol @justclickindiva @jfang003, @phoenixwren, @missaj, @metzli, @preparedwombat, @bashadow, @carmenm20 and @fabianar25.
Okay, everyone who commented last week went into the WheelofNames and we have two winners: @bashadow and @missaj - check your wallets winners - yay!
- Congratulations!
Thank you for taking part in Saturday Savers Club, everyone!
What's been happening in your world this week? anything exciting or fun? Tell us in the comments - you could win some EDS tokens 😁.
More about EDS tokens
EDS tokens are a low-risk income token, ideal for people who want to save. There were only 20,000 originally and they were all sold at 1 Hive each, with guaranteed earnings of 12% each year. You can now acquire EDS tokens through the EDS Miner token.
Earnings come from powering up and leasing out the Hive that came from selling the tokens, plus earnings from posts and comments each week. EDS pays out every Monday evening. Last week the pay out was equivalent to 24%.
631 EDS Miner tokens left.
Back to business ...
We're going to be here every Saturday through the year growing a little savings honey pot, if you have plans for saving or getting to a different place this time next year - maybe $5 Hive by the end of the year 🤑?
Whatever it is, stick with Susie Saver through the year and we'll get there. Along the way, we'll share lots of tips and tricks for saving and how to get the knack of making your money work for you and not the other way round.
Let's Get Started
Image by Andy M. from Pixabay Hey Chicken, it's getting cooler, nearly time for pot pie! 😁
We're using the 365 Penny A Day Challenge framework for the Saturday Savers Club. We're aiming to save £667 worth of pennies by the end of the year.
Penny a Day Tracker Sheet
Right click on the image, save it to your computer and then print it out.
Okay, let's check in ...
1. Check Progress
Each week, we're going to check in through this post and see where we are up to. Our target for today, 28 August, was 16.59p. Next week, we'll be saving 17.08p and by Saturday we'll have saved 305.05p (that's 30,505p just compounding a penny a day)! 😁.
Each week, I'll be buying Hive for @susie-saver's account with the pennies we've saved.
Here's this week's results - 15.59p buys 29.20 Hive.
814 Hive saved in 33 weeks (714 Hive powered up, the remainder invested in EDS and EDSM)! Plus we're earning 3.22% inflation on powered up Hive, 24% on EDS tokens and a little on curating and posting!
@susie-saver has powered this week's savings; she's also been voting following a curation trail. She's reached her first milestones of 530HP and Minnow status. Her next goal is 1,000HP.
How much did you save this week? Did you meet your target? Or did you save even more?
Being accountable to another person or a group is a great way to motivate yourself to save (or anything you want to achieve). Of course, you need the right kind of people around you - ones that think what you're trying to do is worth doing ... or at least fun 😁.
Sign up here with us to start your savings journey:
- just leave a comment below if you want to join the challenge.
- follow @eddie-earner so you never miss a post (Eddie has lots of ideas about how to make money - he's the earner, I'm the saver - you'll like his posts).
- share this post if you think your followers might be interested.
2. The Golden Pig Tip
Image by 3D Animation Production Company from Pixabay
Every week, we're going to share a Golden Pig Tip for saving. By the time you've tried them all you'll have £670 saved.
This Week's Golden Pig Tip
This week's Golden Pig Tip:
Have a NO-BUY month!
The NO-BUY month will run from 1st until 30th September. You set your own rules about what you are allowed to buy or not buy during the month. Here's @susie-saver's rules for September:
ALLOWED EXPENSES
Food - but aiming to finish up packets, tins and jars in the pantry, food in the freezer and from the garden.
Essential toiletries and housekeeping replacements.
Essential repairs or replacements.
1 eat-in or takeaway each week, including coffee/going to the pub.
2 theatre performances or films during the month.
Adult education classes/workshops.
Postage and/or carriage.
Travel or fuel.NO-NO-BUY
No shop-bought non-essential treats.
No books, stationary, yarn, fabric or notions.
No "new" (ie not replacements) clothes.
No "new" (ie not replacements) furniture, household items, telecoms.
No seeds or plants or houseplants or cut flowers.
This is definitely going to be a make do or do without month, plus home-made birthday cards (there's about ten birthdays in September)! Goal: save 10% of normal monthly expenses.
Two planned expenses are a pair of winter boots and, possibly, a Hive meet-up. Savings have already been put aside for these earlier in the year, so they won't come from September's monthly expenses.
NO-BUY Challenge
Are you going to join the NO-BUY month? What are your rules going to be? How much are you aiming to save during September? Let us know in the comments!
And today is always a good day to start saving - you can start on Day 1 or make up the first thirty-five weeks (or join the Autumn Challenge) to catch up with @susie-saver.
That's it for this week. Hope you've enjoyed it and look forward to seeing you next Saturday with progress so far and our next Golden Pig tip.
Today's post by @shanibeer writing as @susie-saver.
EDS, @eddie-earner's income token, is part of the SPinvest family including SPI (@spinvest), LBI (@lbi-token) and the @spinvest-leo account - a cool club in the making. Spinvest Family Motto: Get Rich Slowly.