Hello Everyone,
How has your week been? Have you survived the storms? How are your savings going? We welcome some new savers to the club this week: @omarcitorojas, @heypuch and @youyowi! Remember to visit them and spread a little love with an upvote or two. Welcome everyone!
March 2022 - NO-BUY Month
From 1-31 March, we are running a NO-BUY Month here. This is a great way to check exactly how you are spending money, and to see if you can boost your savings by being extra-focused for a month. Find out more about doing a NO-BUY month in this post.
Even when you're a seasoned saver, sometimes things slip or there are changes in the external world that throw you off course. Right now in England, we are facing large increases in fuel, power and food. A NO-BUY Month provides a great opportunity to review how you do things and whether you want to make any changes.
In preparation for March, I've had a look at my expenses and set myself a budget for what I can buy and what is definitely a NO-NO-BUY.
NO-BUY RULES
Allowable Expenses
- Housing costs - rent or mortgage, utilities, local taxes, insurance etc.
- Fresh food - but aiming to use up pantry and freezer items.
- Eating out - 4 times in the month (includes coffee shops and going to the pub)
- Entertainment - Audiobook subscription
- Essential repairs and replacements
- Two new items of clothing
NO-BUY Items
- No shop-bought non-essential treats.
- No yarn, fabric, books, patterns, notions, stationery or cosmetics.
- No new items of furniture, housewares, technology.
- No seeds, plants or gardening items.
That's my pledge for March. You can read @justclickindiva's pledge here. What's your pledge for the NO-BUY Month? You can write in the comments below or write a post and earn some more rewards for your savings! š¤
365 Day Savings Challenge
It's Week 8 on our savings plan and we've added 3.29 Hive to @susie-savings wallet - we're up to 12.75 Hive already! š¤
EDS for Comments
We had comments from @justclickindiva, @riandeuk, @lauramica, @dkid14, @phoenixwren, @yeckingo1, @jfang003, @ericburgoyne, @bearmol, @alexvan, @benthomaswwd, and @carlynn. Everyone went into the WheelofNames and we have two winners: @ericburgoyne and @alexvan - hurrah! check your wallets.
Savings Goals
We've added some more savings goals and savings posts to the table. Leave a comment below with a link if you've done a savings post or settled on your savings goals for this year - it can take a while to decide your aims, so take your time and let us know when you're ready š
PS check that I have your goals correctly in the table or if I've missed you
Remember for success - Start Small, Start Today
It can be any day, and it can be any day when you've had a break and want to start again.
- the best way to build wealth is to save small amounts regularly.
If you know anyone else who is interested in saving, please do tell them about the Saturday Savers Club, we love meeting people, sharing ideas and supporting each other. You'll find all the FAQs in this post and all the information about last year's progress in this post. Write a post to tell your friends and followers about us and drop a link in the comments below!
| Account | Primary Goal | Secondary Goal | Info Post |
|---|---|---|---|
| @yeckingo1 | 1,000HP | Leo Lottery | Leo lottery post |
| @wolfofnostreet | 3,000HP | HBD | savings post |
| @ericburgoyne | 3,000 INDEX | HBD | goals post |
| @jfang003 | 667.95 HBD | - | savings post |
| @justclickindiva | 15,000HP | 667.95 HBD/667.95 HIVE | savings post |
| @bearmol | 2000HP | - | new savings goal |
| @missaj | 5000HP | - | let us know when you write a post |
| @tokutaro22 | 384 HBD (computer) | - | savings post |
| @phoenixwren | Emergency fund | music keyboard | let us know when you write a post |
| @lauramica | 667.95 HBD (travel fund) | - | savings post |
| @dkid14 | 10,000HP | - | let us know when you write a post |
| @riandeuk | Splinterlands 250k | 50 EDSM | 50 EDSM achieved! |
| @blezyn | 667.95 HBD | local currency (naira)? | let us know when you write a post |
| @sally-notbright | Ā£667.95 (fiat) | - | let us know when you write a post |
| @benthomaswwd | let us know your goal | - | savings post |
| @dadspardan | 2,400 HBD | - | let us know when you write a post |
| @carlynn | 1,000 HP | 677.95 HBD | savings post |
| @alexvan | +365HP | - | let us know when you write a post |
| @youyowi | let us know your goal | - | let us know when you write a post |
| @heypuch | let us know your goal | - | let us know when you write a post |
| @omarcitorojas | 670 Hive | - | savings post |
How's your week been? Did you hit your savings target? Tell us in the comments below!
Today's post by @shanibeer writing as @susie-saver.
Many thanks to @raj808 for the banner design š
EDS, @eddie-earner's income token, and EDSMs are part of the SPInvest family including SPI (@spinvest), LBI (@lbi-token), CUBLIFE (@lbi-token) and the @spinvest-leo account. SPInvest Family Motto: Get Rich Slowly.