As you know, I am a guy who likes consistency even when I'm not so consistent. 😄 The last part of the statement makes sense for those who have remarked that I kind of missed the PUM badge for the last few months at the end of 2024...
I haven't missed it in January though. See how nice it looks? 😀
I obviously didn't miss today's HPUD.
All that happens on my staking account, with small amounts during this period as we approach the end the of bull market.
That hasn't stopped me to follow a different plan with my smaller stake from the posting account, which I powered down, to have it liquid.
I continue to keep my liquid Hive on the blockchain, despite the attractive APRs offered on Binance Earn. I understand why they offer that return. They want to make the price of HIVE on the spot market as well. That may or may not be a good idea price-wise for Hive, but it is better than having it on a relatively closed exchange like Upbit (we've seen it wasn't as closed as they said it is).
Where I have my reservations and always will have is on keeping my crypto on centralized exchanges. Except some staked CRO on crypto.com, and a small amount on Nexo, my largest holdings on centralized exchanges are on Hive-Engine, and they are small compared to what I have on-chain. I take the saying "not your keys, not your crypto" because I lost access to (or chose to stop using) some exchanges in the past, even though I had no or leftovers over there. So, I understand this saying very well.
But one has to be careful with on-chain assets as well. The defi space was (still is?) full of rug pulls and hacks.
Sometimes, having your assets locked turns out not to be the best idea. Last example is what happened on Thorchain with assets in vaults. They are still there, but you can't withdraw them. I had nothing in vaults, but I had some RUNE (still have a little, for transactions), and this price drop in the bull market may have taken many by surprise, even though they may have been aware about the risks of unrestricted backing of vaults APR by RUNE inflation. Once larger amounts were pulled out to look for greener pastures (Trump meme coin as the last straw?), RUNE started to tank.
I take a look at all my crypto holdings, no matter how small they are, once a month, but sometimes this feels it's too rarely. So many things can happen in a month in crypto. For a few weeks, I started to watch my bigger bags daily.
In the end, I won't ask you if you powered up some Hive yet. That's up to you! 😉