Total portfolio: £133809 (+9990)
Here we are at the half of the year, checking the numbers. How am I doing? Let's see:
Debt: 0 (-294)
External funds: ZERO
Car: No
Net Worth: £133809 (+10284)
Investments UK: £76750 (+8294)
Investments overseas: £1500 (+111)
Cash: £15430 (+310)
Pension: £39506 (+1267)
Passive income: £640 (24.71%)
Savings rate: 22.70%
Side hustle 2 profit (Royalties): £ 3.65
Side hustle 3 profit (Match betting): £0
Side hustle 4 value (Crypto): £581 (All my funds invested in crypto were recovered)
Side hustle 5 profit (Focus groups): £0
Side hustle 6 profit (Internet):£10
Projects to follow up in 2025:
Hive - 22.39 % completed (generated $141 this month)
DEFI - 33.34 % completed (generated $330 this month)
Shares Account no.1 AJ Bell 10K - 20.79 % completed
Shares Account no.2 Freetrade 10K- 22.39 % completed
Cash 20K - 77.15 % completed
All the special projects are going well, 20% or more of it achieved, with the next aim of 25% for all of them to be completed. Crypto went a bit up, and now is going a bit down. I managed to add a hundred pounds here and there, working up my 2 positions on Freetrade app - BlackRock investment funds and UK Treasury bill shares. The idea is to build a position on £10.000 and let it grow, as a secondary emergency fund, in case of need.
All debt were paid, the flight tickets for my end of the year holiday. A few extra expenses coming soon, a new mattress and the rent posibly going up £175 in the next 2-3 months. Saving will be harder with this current economy, I tell you. I am doing the ocasional few quids on surveys - £10 this month, sent to my bank account - went into shopping pot, and £3-4 in Amazon royalties. Noticed that crypto interest is hovering around £500 monthly, in 2025. Now you see from where I get my Freetrade shares funds. Thinking of it as some real-world value transfer. Some months it works, some it wont. I only need to keep it under the legal limit of £3000 per year to avoid tax. I am at $600 for now, and it is August, so I should not worry. The Virgin pension is increasing the monthly dues, again, but I only got another 7 years until it is kicking in, so I am willing to put the money in there. That's all for now!
I wish you a profitable well-planned rest of the year! G.