I've had a busy 24-hours, virtually spending and well it was a feeling of putting money to good use. My main fear when spending is not having a justification for money spent or get back value in terms of utility or satisfaction and one other fear is not having enough after I'd spent. My personal finance is up-tight and sometimes I feel like I need to control my wants to suit into my desires and need. In my country prices of commodities are doing triple the prices and everyday you have new items skyrocket in prices without purpose, as a result of lack of price control.
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People are always caught up with rethinking whatever monetary decision they are making and this is simply because ultimate satisfaction for minimal amount is key especially when people are left with many commodities have high costs. A lot of people who I know are trying to have the best value for their money (not that the naira itself accrues any sort of value) it's difficult to earn especially because of the alarming rate of unemployment and all and having a means to actually survive would mean having the right economic scope. People find themselves stuck in limbo especially with limited financial means and having needs to take care of and without proper discipline towards spending right that can easily slip into poverty.
I'm someone who would get a sense of satisfaction from knowing I've not just spent rightly but also purposefully, money is difficult to make, even in crypto, sometimes I augment my loss with the gains I'm making so I have set up my mind to be minimal, I don't tell myself that I have enough, this is because I don't, nevertheless a lot of people I know creates a sense of "plenty" around them when they're exposed to an unsteady means of income that might only last for a short time.
When I have money coming in, I check it's steadiness", this would enable me know whether i can raise the glasses or well, spend with caution. The plan is always to never get back to ground zero, this is a difficult place to be in. Some people fails to know where their ground zero is and because of this they can't seem to maintain an equilibrium, a certain level of correctness when they look at their spending charts.
I have been in ground zero, a place where you don't even have have enough to take care of your needs. This is why it's not advisable to be exposed to "plenty" and return back to scarcity as a result of ostentatiousness. This has led to many people to do questionable things. People want to maintain a certain kind of spending habit, the costliest food, and they're not even as hardworking as they spend. But like I said choices are eventually what takes people to the statuses they are financially iresspective of however big or small their cash flow is and this is why personal finance is important. Money will always be a commodity, sometimes we make it easy, sometimes we make it the hard way, this generally shouldn't determine how we spend it.
Interested in some more of my works?
DeFi In The Nigerian Space; Controlling Finances You Can Understand?
Understanding Cyclical Responsibility; Making A Case Scenario (3Speak)
Comparing Asians & African Food; What Determines The Unique Eating Habits Of Most Nigerians?
The Stench Of Change (An Original Poetry)
Some Of The Most Unique Things About Schooling & Living In Lagos State Nigeria
My name is @Josediccus, a young Nigerian student who is a Vlogger, A Psychologist, Poet And Sports Writer/Analyst. I'm using my contents as a process to create shared meaning as well as create expressions through which people on/off hive can relate. I believe content is a process to be enjoyed and relished and I'm up for any collaborations in my field stated above. Cheers
@Josediccus, your brother-in-pen & heart
I'm hoping to reach more people who are broken at heart and spirit, so share on any platform or reblog