FESTIVE SAVINGS - LBI Giveaway
Hello everyone. I'm not much of a arts and crafts person, but below are my tips for buying those festive gifts for the holidays:
1. Credit Union Savings Account
When I was working, in January of each year, our credit union allowed its members to open up a Christmas Savings Account. Our bi-weekly deposits were taken directly from our paychecks. One caveat...couldn't withdraw any funds from it until after September 30th.
I would participate each year. It was amazing how much I saved by 9/30. First I'd set a goal for the amount I wanted to spend on that year's gifts. During September, I'd compile a list of all retailers, coupon,s and items I wanted from each store.
On October 1st, it was so satisfying to go to the credit union teller and withdraw my 1st installment on October 1st to start my purchasing early. As I finished each retailer and items, I'd check them off my list.
2. Monthly purchases of bulk items
During the year, I'd also purchase items if they were on sale and store them. At discount stores that allow bulk purchases, I routinely visit stores monthly to gather items for stocking stuffers or to place in gift boxes or baskets. I'd store them away until I began assembling the gift baskets. I routinely give giant gift bags for each person. In it would be items of necessity, plus:
- fragrant candles
- perfumes
- bath and body items
These items would routinely placed on sale during different times of year, such as changing seasonally. It was a good way to buy in bulk favorite fragrances.
3. Divide and conquer
Have you ever purchased a gift basket; then took it apart and reassembled it into separate gift baskets? Well, this is exactly how I give popular items to several people on my list according to their tastes.
I learned this while purchasing items for our family reunion in creating gifts for over 200 family members. It works!
Take care.
RE: Saturday Savers Club with @susie-saver | Week 46 - Saturday 13 November 2021 | Week 14 - Autumn Challenge - Save $100! | Festive Giveaway! | Win EDS Tokens for Comments! Everyone Welcome