I in my 30's and think I am going to live forever so I have a large risk appetite.
Mostly top down but I look into the company a little, at this time I focus a lot on if the company has the balance sheet to survive. It's my opinion that all companies that survive this covid period have had a stress test that justifies a higher multiply.
RE: My latest non-Crypto portfolio snapshot, before a re balance next week, looking for advice