The monetary system itself is the big problem mathematically, but physically they have pretty much ended decentralized food production. Services are bombarded with regulations leaving only multinational corporations left.
Was born close to the Arctic Circle, witnessed small farms being shut down and services escaping elsewhere. If the resources do not exist, the paycheck is the least of worries. Also the government taxes even the neighbor help, so they made living inside the system almost impossible.
RE: Make No Mistake, This is a Revolution