Binance has officially launched its Institutional Loans service — and it’s a game-changer for verified institutional clients.
Reserved for entities with KYB-verified credentials and VIP 5 status (or via manual review), this new product allows firms to borrow up to 4x leverage by pooling collateral across Spot, Margin, and Portfolio sub-accounts. No need to shuffle assets between wallets — the system treats them collectively, improving capital efficiency and liquidity flexibility for high-frequency trading or arbitrage strategies
What’s more, Binance accepts over 400 different crypto assets as collateral — including BTC, ETH, SOL, USDT, USDC, and BNB — with many major tokens exempt from haircut reductions :contentReference[oaicite:7]{index=7}. Users meeting performance benchmarks may even qualify for zero-interest loans, thanks to Binance’s tiered rebate program
This setup empowers institutions to maintain their crypto holdings while accessing capital quickly and efficiently — without triggering taxable events or dislocating assets. By integrating cross-collateralization and flexible account structures, Binance is positioning itself as a comprehensive liquidity hub for institutional traders.
In short, Institutional Loans aren't just another borrowing feature — they reflect Binance’s push to support professional-grade strategies and deepen connections between DeFi, derivatives, and traditional finance.
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