Subscribing to Inleo Premium can be done with minimal cost, almost free, by starting a personal Inleo Endowment. This can be done in a couple of ways. This can be done by inflation, or by earned interest.
For some accounts, earning 10 HBD per month is not a major hurdle. That amounts to roughly 1 HIVE per day at current prices. This can be converted to HBD to cover the monthly subscription. Therefore, your HIVE stake must be large enough that it earns at least 1 HIVE daily from inflation. This does not include any HIVE you earn from curation or from your posts. If your account does not earn the 1 HIVE daily in inflation, then your only choice is to earn it via curation or from posting. Hopefully the benefits of subscribing to Inleo Premium offset the cost, right?
The other way to get Inleo for "free" is by earning interest. At the current HBD Savings interest rate, you would have to save at least 600 HBD to yield 10 HBD per month in interest. Personally, I would save 660 HBD so that I would have an extra 1 HBD per month to grow the account. It would be best to always have 10 HBD liquid as the monthly subscription timing may not match the interest payment timing.
Naturally, being active on Hive will earn you more HIVE and HBD for staking or saving. In this case, it may not be necessary to establish an endowment. You could simply pay the subscription from cash flow. This is the most likely path for TravelWriteMoney as this account is not large enough to earn 1 HIVE in inflation from staking. However, the long-term goal is to save up for an Inleo Endowment.
It would make sense for Inleo to offer a "Lifetime Subscription" for Inleo Premium for a one-time payment of 600 HBD, which would be kept in HBD Savings, then funneling the interest payments into monthly buys of HIVE and LEO for the pool. Or, you could take the initiative by establishing your own "Lifetime Subscription" with your Inleo Endowment.
I'm excited that there is a subscription available for Inleo Premium. To be fair, I don't know enough about the benefits of going Premium as I only found out about it this morning. What is exciting for me is that this is the start of the "use case" we all have been waiting for to give purpose to HBD. We need an economy that trades value for HBD. We need places to spend HBD to keep value on the blockchain. The earnings from Inleo Premium are intended to increase liquidity for bLEO-bHIVE, which ultimately would benefit both LEO and HIVE.
What approach are you taking? Are you cash flowing your subscription from earnings? Are you paying from inflation? Or are you interested in setting up your Inleo Endowment with HBD Savings?