Currently I have $738.10 HBD in savings.
Currently my plan is to regularly buy and transfer Hive Dollars (HBD) to savings.
And I made an investment plan for this year.
I write this mostly for myself to easier keep track of my Hive Dollars (HBD) investments.
I have not counted the compound interest into this plan, nor any amount of withdrawals. Only the planned monthly minimum transfers to savings.
So I plan to transfer to savings at least the following amounts in this year.
Currently I think that this is a solid and achievable plan/goal.
We will see.
February:
Planned transfer to savings:
Minimum $120 HBD.
Goal:
Having at least $858.10 HBD in savings before the end of February.
March:
Planned transfer to savings:
Minimum $50 HBD.
Goal:
Having at least $908.10 HBD in savings before the end of March.
April:
Planned transfer to savings:
Minimum $100 HBD.
Goal: Having at least $1008.10 HBD in savings before the end of April.
May:
Planned transfer to savings:
Minimum $100 HBD.
Goal: Having at least $1108.10 HBD in savings before the end of May.
June:
Planned transfer to savings:
Minimum $75 HBD.
Goal: Having at least $1183.10 HBD in savings before the end of June.
July:
Planned transfer to savings:
Minimum $50 HBD.
Goal: Having at least $1233.10 HBD in savings before the end of July.
August:
Planned transfer to savings:
Minimum $80 HBD.
Goal: Having at least $1313.10 HBD in savings before the end of August.
September:
Planned transfer to savings:
Minimum $120 HBD.
Goal: Having at least $1433.10 HBD in savings before the end of September.
October:
Planned transfer to savings:
Minimum $75 HBD.
Goal: Having at least $1508.10 HBD in savings before the end of October.
November:
Planned transfer to savings:
Minimum $120 HBD.
Goal: Having at least $1628.10 HBD in savings before the end of November.
December:
Planned transfer to savings:
Minimum $222 HBD.
Goal: Having at least $1850.10 HBD in savings before the end of December.
If I take additional transfers and the compound interest into account, then probably I will reach the $2000 HBD in savings milestone before the end of this year (at least if I do not withdraw any amount from the savings).
Based on my current HBD interest amount ($4.29 HBD interest for 16 days, $0.268 HBD interest per day), I will earn at least $8.04 HBD interest for the next month (February).
I will continue to invest in Hive Dollars (HBD) savings, and probably soon (in the next few months) I will reach the $10 HBD interest per month milestone.
Either way, hopefully the interest rate of the Hive Dollars (HBD) savings will remain around at least 15-20% APR for long term (for years, for decades), and that this investment will generate good passive income for long term.
I wish successful investing to everyone.
