First words : very lucky to see @galenkp 's post and I decided to write some so I can set goals and accomplish my goals in 2022 . Also thanks for creating such a great theme
Goals 2022 
1 : Save 24000000 VND ( 1,054 USD ) per year and invest with 16% interest per year .
2 : Obtained SHK3 in Chinese and N5 in Japanese (because I am working for a Japanese company) .
3 : Manage expenses appropriately to avoid wasteful spending .
GOALS 1 .
This amount is not too big for me, but I will put the number that I see fit. With this money, I have accumulated for 4 years. with an average interest rate of 16% per year. This is great but one more thing is that in the past year 2021 the investment funds that I have invested in have growth of more than 50% this is amazing isn't it?
HOW TO SAVE LIKE THAT ?
For me, I divide my paycheck into 6 spending jars. and my investment accounts for 30% . I break down my investment by day to make myself comfortable because the investment number is not too big. I will schedule on gg drive and alarm every day at 9pm to make sure I complete my investment. There is a saying by Warren Buffett that the power of habit will lead you to success. 
This is the investment tracker on gg drive.
GOALS 2 .
I started studying for the shk3 exam. by learning more vocabulary and doing shk tests of many centers that I collected. As for learning Japanese, I'm also just starting out by learning how to pronounce and memorize simple sentences. I spend 2 hours a day learning these 2 languages . 
this is my online teacher
GOALS 3 .
Currently my official salary is about 440 usd a month. overtime payments are not included. After deducting some expenses at the company, I have 400 usd left. I divided into 6 jars. 
Src
🔥 Hũ số 1 NEC (NECCESSMES): Tài khoản chi tiêu thiết yếu 55%:
but with this jar i usually don't go to 50% because the area i live in is quite cheap plus i'm not a foodie so it's pretty frugal usually such a portion i would add to the investment jar or the jar study .
🔥 Hũ số 2 LTSS ( Long term saving for spending account): Tài khoản tiết kiệm cho tương lai 10%.
Like I said, I've increased this box by about 20%.
🔥 Chiếc hũ số 3 EDU (Education account): Tài khoản giáo dục 5%
Với chiếc hũ này mỗi tháng tôi học thêm được một vài kiến thức mới
🔥 Chiếc hũ số 4 E (Enteraining): Tài khoản hưởng thụ 10%
thường thì chiếc hũ này tôi sẽ không cần đến nó :))
🔥 Chiếc hũ số 5 FFA ( Financial Freedon Account): Tài khoản đầu tư 10%
This account I combined with the 2nd jar :))
🔥Chiếc hũ số 6 OOP (Out of the plan): tài khoản phát sinh 10%
This jar is really useful when one day you get sick or sick
With these 6 jars, personal financial management is no longer a difficult thing, right?
