About the project:
What is money could travel could travel freely around the world? EthicHub will be the first crowdlending platform for the unbanked that will use the Blockchain technology and both borrowers and lenders across the world benefits. EthicHub makes global financial connections easier and cheaper.
It is time that we disrupt the status quo by democratizing finances and making credit and investment opportunities available to everyone in the world.
Business Problem
Many small farmers do not have access to banking. Due to lack of available private capital in their geographical area, they must bid to get it, because the lender capital is limited. This means they offer to pay interests even higher than 120% per year to obtain the required financing. Their crops generate enough benefits to cover these rates, but their profit is heavily reduced, and cash loans do not even leave them with a record of their payment history. On the other hand, socially responsible lenders in developed countries do not have access to positive impact projects with high profitability and affordable risk.
Solution
The solution consists on connecting groups of small farmers from developing countries with lenders in markets with excess liquidity. This allows lenders to obtain high returns for their money, while farmers obtain better interest rates and a credit history.
Benefits:
The use of Blockchain technology provides the necessary security and reduces the cost of conventional money (fiat) transferring
Only positive impact projects: focused on unbanked farmers with profitable productive activities, which are part of a community with trust circles and have a good credit history
Trust: Independent project recruiters identity and evaluate new projects based on their experience and personal connection to the borrowers and their community. They only obtain benefits when the result of the project is positive.
Guranatee fund that repurchases lenders credit rights, minimizing the risk of default for the lender and allowing an ethical recovery of the debt
EthicHub Social Media Links for reference:
All readers are encouraged to do their own research while investing in the ICO. Below are some of the links that will help you in your research.
• Telegram link: https://t.me/ethichubeng
• Facebook link: https://www.facebook.com/ethichubcrowdlending/
• Twitter link: https://twitter.com/EthicHub
• YouTube link: 
• Website: https://www.ethichub.com
• Medium Link: https://medium.com/ethichub
If you have any questions, feel free to leave a comment below for me to answer your questions about this project. For more details on the project, please visit https://www.ethichub.com
BNTY username: durgeshgurnani