#Tip #91: Get your tires rotated.
Rotating your tires can significantly improve your gas mileage and cut down on wear-and-tear. Make sure you do it regularly.
#Tip #92: Wash your car after snow storms.
If you live in a cold weather area, make sure that you wash your car after snow storms to clean off all of the salt. This will save you money on maintenance costs in the long run.
#Tip #93: Start riding a bike.
Riding a bike is a good way to both get in shape and save money. Do it rather than driving your car everywhere.
#Tip #94: Avoid clothes that require expensive upkeep, such as drycleaning.
Instead of opting for clothes that involve extensive dry cleaning, get clothes that do not require any special care. This will save you a considerable amount of money in upkeep.
#Tip #95: Make your own cards to go with gifts.
Use one of the many available sites to create and print out a personalized card. This is considerably cheaper than buying one at the store; and may result in a more personalized card.
#Tip #96: Offer to babysit as a gift.
If your friend or family member has children, offer to babysit for their children as a birthday present.
#Tip #97: Use Open Source software, rather than expensive, proprietary software.
Open Source software, such as OpenOffice, is free. Consider downloading and using it, rather than using expensive software.
#Tip #98: Reduce your printing or print at the office.
Print less or print only when you can do it for free. This can easily save you $40 or more each month.
#Tip #99: Print unimportant documents in the draft setting.
Cartridges can last much longer if they are primarily used to print draft-quality documents. From now on, consider using draft for documents that do not need to be high-quality.
#Tip #100: Sell your old clothes on eBay.
If you have extra clothing that no longer fits (or that you no longer like), sell it on eBay for some extra cash.
#Tip #101: Use eBay to sell off old computers or computer parts.
If you have an old computer that you no longer use, sell it on eBay or at least take it apart and sell its parts, such as the professor, motherboard, and ram.
#Tip #102: Use local exchanges to sell old furniture.
Sell your old furniture on local exchange sites. Even if you do not make a lot of money off of each piece, you can at least get someone to haul away your old furniture for free.
#Tip #103: Negotiate the price of your car.
Whenever you buy a car, negotiate the price, rather than taking what is offered. Often, this can save you several hundred dollars.
#Tip #104: Bring someone who is good at bargaining next time you purchase a big-ticket item.
If you’re planning to buy a big-ticket item, such as a house or a car or expensive jewelry, bring a good haggler with you. Make sure that this person does the talking and helps you to get a lower price.
#Tip #105: Avoid purchasing store warranties.
Store warranties for electronics and other products are often rip-offs. Given the probability of replacement, the cost of the warranty is simply too high.
#Tip #106: Look for independent insurance for products online.
If you purchase an expensive cell phone or television, look for independent insurance online. This can frequently be obtained at a much lower price.
It might seem embarrassing at first, but consider using a clothesline, rather than a dryer. You could save a great deal of electricity.
#Tip #108: Turn off the lights when you’re not using a room.
If you’re not using a room, shut off the lights. Don’t pay for electricity if you aren’t using it.
#Tip #109: Clean off your refrigerator coils.
Cleaning off your refrigerator coils on a regular basis can significantly reduce the cost of refrigeration by improving its efficiency.
#Tip #110: Use a bank that offers online banking services.
Being able to access your records online can make an important difference when it comes to saving and spending decisions, so use a bank that offers online records.
#Tip #111: Pay your bills online.
Companies are often willing to reduce your bill if you pay online. Doing this for 35 companies can cut your bills back by $50 or more per month.
#Tip #112: Enroll in automatic bill pay.
Similar to tip 111, companies also are often willing to pay more if you enroll in automatic bill pay.
#Tip #113: Purchase a coupon book for entertainment.
A coupon book is a book that contains hundreds of coupons for different products and events in your area. Consider paying the nominal fee of $10 or $20 to purchase one of these books.
#Tip #114: Sign up for entertainment coupon sites.
Local coupon sites often offer region-specific coupons on a daily or weekly basis. Enroll in these sites to save on your entertainment and dining costs.
#Tip #115: Join a less expensive gym.
Gyms vary greatly in price. Some are a mere $10 per month. Others cost well over $100. Quit your current gym and switch to a cheaper one that offers the amenities you need.
#Tip #116: Search out coupons for restaurants.
Many sites, including restaurant.com, offer large dining coupons. By joining and taking advantage of these sites, you can eat for a fraction of the normal price. That is for as little as $2, you can get a $20 meal. Tip #117: Give up your gym membership and jog instead.
Instead of going to an expensive gym, give up your membership and get on a regular jogging routine.
#Tip #118: Go to matinee showings of movies to save money.
Matinee showings of movies are frequently ½ to 2/3 the price of night showings. Consider switching your movie viewing times to save money.
#Tip #119: Buy plane tickets far in advance.
In general, the further you purchase plane tickets in advance, the cheaper they will be. So don’t wait until the last moment.
#Tip #120: Don’t accept quoted hotel prices. Instead, try to bargain.
Hotels are often willing to bargain if you’re willing to ask. So don’t stay silent unless you want to pay extra.
Tip #121: Bring snacks for flights.
Instead of paying $5, $10, $20, or more for snacks on flights, bring your own snacks and save some money.
#Tip #122: When traveling, consider staying in a hostel.
Whenever you travel, consider staying in a hostel, rather than a hostel. You can save as much as $80 per night if you’re willing to stay in a communal room and share a bathroom.
#Tip #123: Buy hygiene products in bulk online.
Buy hygiene products, such as toothpaste and mouthwash, online in bulk. This can save you a lot of money in the long run.
#Tip #124: Buy makeup online and in bulk.
Similar to tip 123, save money by purchasing your makeup online in bulk.
#Tip #125: Avoid trends and fads.
Trends and fads in fashion and otherwise can be costly. Avoid them and instead focus on your long-term happiness.
#Tip #126: Get dental work done by dental students.
Dental schools are often willing to perform dental work for cheap or at a discounted rate. Consider getting work done there, rather than at a dentist.
#Tip #127: Get medical work done at a nearby university.
Getting medical work done at a university, rather than a doctor, is often a good and low-cost alternative.
#Tip #128: Purchase coupons on eBay.
Many people resell coupons they have received on eBay. If you’re planning to shop at these stores, anyway, you might as well purchase the coupons or gift cards to save money.
#Tip #129: Housesit for extra cash.
One possible way to earn extra cash is to housesit. This simply entails finding someone who needs a house-sitter—and then to stay at their residence for a week or month while they are away on vacation.
#Tip #130: Offer to babysit for neighbors and family members.
If you want to make money, one good way is to babysit for neighbors or for family members.
#Tip #131: Consider using online sites to find odd jobs.
Use sites like Craigslist to find odd jobs in your local area. Depending on your skills, you will have a variety of different opportunities.
#Tip #132: Cook more frequently.
Save money by staying in and cooking more frequently, rather than ordering food or going to restaurants.
#Tip #133: Use a high-yield savings account.
Instead of putting your money into a 0% return savings account, consider putting your money into a high-yield savings account.
#Tip #134: Link your savings and checking account.
Linking your savings and checking accounts can help you to avoid overdraft fees. Check to see whether or not your bank offers this option.
#Tip #135: Avoid enrolling in expensive banking account extras.
Instead of blindly accepting expensive extra that your bank offers, consider whether or not you need each of them.
#Tip #136: Pay your auto insurance in advance.
Consider paying your auto insurance in advance to avoid the possibility of a late or missed payment.
#Tip #137: Make your car payments in advance.
Instead of making all of your car payments on time, make it a goal to pay them in advance—and to pay off your loan sooner rather than later. If you have a flexible loan, this will reduce the amount of interest you pay in total.
#Tip #138: Make an extra mortgage payment each year.
Paying your mortgage off sooner, rather than later, can save you a considerable amount in interest payments.
#Tip #139: Avoid credit cards with annual fees.
Don’t get credit cards that have annual fees. Instead, look only for cards that are free to hold and use, as long as you pay off your balance entirely.
#Tip #140: Don’t get rental car insurance.
Rental car insurance is often not worth it. Instead, simply use your own insurance.
#Tip #141: Don’t purchase lottery tickets.
The expected return to a lottery ticket is negative. Don’t buy them.
#Tip #142: Don’t play poker or gamble.
Unless you have a lot of money to waste, opt not to participate in poker games unless the stakes are very low.
#Tip #143: Don’t go to casinos.
Casinos couldn’t operate if their expected returns were negative. For this reason, every time you go to a casino, you should expect to lose money.
#Tip #144: Try to find free or inexpensive parking, rather than settling for an expensive garage.
If you’re going somewhere, try to find free or inexpensive street parking, rather than opting for expensive garage parking.
#Tip #145: Get routine maintenance done on your car.
You should always get routine maintenance done on your car, rather than waiting for something to go wrong.
#Tip #146: Always comparison shop for insurance.
Instead of taking the first quote that you get, comparison shop for auto insurance and other types of insurance.
#Tip #147: Talk to a financial planner about how best to invest your money.
Instead of investing your money without first planning, begin by talking to a financial planner. You could save yourself a great deal of problems and hardship in the long run.
#Tip #148: Install and use Skype.
For long distance phone calls, use Skype, rather than your phone. You could save hundreds of dollars if you make long distance calls frequently.
#Tip #149: Rent console video games.
Instead of paying $50 for a new console game, rent it for $5. Since you are only likely to play it once completely, this will save you money.
#Tip #150: Use a thermostat that can be programmed.
A programmed thermostat can ensure that the heat only comes on when it is cold, and shuts off whenever it is too hot. This will help to prevent energy waste.
#Tip #151: Weatherproof your home. By weatherproofing your home, you can significantly decrease your heating and cooling costs in the long run.
#Tip #152: Plant trees and bushes strategically to save on energy costs.
A few strategically placed trees and bushes can go a long way towards keeping your house sheltered from wind and shaded from sunlight.
#Tip #153: Purchase things used when possible.
Whenever possible, purchase used books, used clothes, and used furniture. You’ll save a lot of money.
#Tip #154: Make repairs to your car when feasible.
When it’s feasible and safe, make minor repairs to your car yourself. For instance, if you have a scratch, go to the local car parts store and purchase the correct color spray paint to do the repair job yourself.
#Tip #155: Paint rooms in your house by yourself.
Doing a good painting job on the interior of your home does not need to be difficult. Next time you need it done, do it on your own terms.
#Tip #156: Perform repairs to your house by yourself.
Get in the habit of performing repairs on your house by yourself. Try to fix broken faucets, light fixtures, and other items by yourself and without paying for outside help.
#Tip #157: Purchase gifts after the holidays.
Instead of sending gifts on time, purchase them on sale after the holiday season—and then send them out late.
#Tip #158: Purchase textbooks used on half.com.
Use sites like half.com to purchase used textbooks at a sharp discount (if you are a student).
#Tip #159: Look for furniture and items on curbs.
Many people leave discarded furniture and other items out by the curb. Consider scanning curbs for items that might be a good addition to your home.
#Tip #160: Avoid paying for delivery. Instead, pick up the food.
Delivery is an expensive luxury. Unless you absolutely need it, pick up your food instead.
#Tip #161: Cut down on spending on perishable food.
Instead of purchasing perishable food, purchase food that will last longer.
#Tip #162: Purchase canned goods and other items that last longer.
Canned foods will significantly outlast their fresh food counterparts. Consider switching most items to canned food to ensure that food will last when you do not consume it immediately.
#Tip #163: Periodically re-evaluate the wastefulness of your purchases.
Instead of continuing on your wasteful ways, take time to reevaluate whether or not your spending is wasteful; and to adjust your spending accordingly.
#Tip #164: Don’t take out the maximum in student loans.
Instead of taking out the maximum on student loans, take out no more than you need.
#Tip #165: Don’t take out a loan simply because you qualify for it.
Just because you qualify for a loan does not mean that it is always a good idea to take it. Think carefully before you take one out..
friends if you like my blog then please give me a #upvote and # resteem my post i shall be very thankfull to you...
REGARD:
@mahmoodhassan