I'm sure that many if not all of us owns a credit card, it's very hard for me to even get a cellphone without a credit check.
as many of you already know I'm @undocumented therefore I do not have a SSN (Social Security Number) which is use to apply for pretty much everything .
I do not have a SSN but I do have a ITIN number which in some situations can be used as a alternative, the ITIN number is NOT a number that provides me any legal status.
I've done my research and well I found out that I can use my ITIN number to get a SECURED credit card. this credit card would have a limit, this limit is based on how much I put in .
THIS IS HOW IT WORKS
lets say I want a limit of $400 then I would have to deposit $400 to a frozen account. this money is there to ensure the bank that they will not lose any money.
once I have created a good credit I can upgrade to a normal credit card and my money will be returned back .