This is such a motivating post. I totally agree with this but you've written about 'quality of life' I guess it lies in Inner peace and one's own happiness. It's not a monetary aspect, you can be a Billionaire and still not be happy. like you said, every man is accountable for his Choices, True; He can choose to be happy or not. Nice post.
RE: Thoughts in my head # 5 - Wealth, poverty, death or salvation ... The optimist will realize his dreams, and the pessimist - his fears.