@chekohler I think something like Electroneum could help with the issues you bring up. It’s an app on any smartphone (even dirt-cheap Android) and it rewards users with daily cryptocurrency for checking in to the app once a week. I think something like this could be very good for both mass adoption and education/a bank for the unbanked.
P.S. enter the code 65AF24 into the app under “earn more” and permanently earn extra passive cryptocurrency
RE: The Importance of A First Adoption Blockchain