As someone who's only slightly more than a newbie myself, I can tell you that the one tip that keeps popping up the most is: don't panic sell! If you own crypto, you have to be okay with virtually losing 50% temporarily on the regular. Considering Steem and SBD have dropped more than BTC, you're probably in fine shape regardless, but if things drop to less than what they were when you bought, just be patient. If it's not money you need ASAP (and obviously with crypto, it shouldn't be relied on that way), it won't hurt to let it sit for a while!
RE: I just turned all my Bitcoin and Litecoin into Steem