Anyone who has ever had a negative Schufa entry knows the problem: You can't get a credit card with it so quickly.
It is often completely irrelevant whether the Schufa entry is still current or not. Most credit card providers trust Schufa's information more than potential and solvent customers.
But even in this situation one has the possibility to apply for a prepaid credit card in order to use the advantages of cashless payment.
In the meantime, prepaid credit cards have discarded their reputation as "inferior" credit cards and, in view of the danger of debt traps, have even developed a slight advantage over conventional credit cards...
There are in the meantime a lot of very good prepaid credit cards that are often and gladly used. A quite unknown prepaid credit card will be introduced later in this article.
Credit card despite Schufa entry - no risk!
A negative Schufa entry does not necessarily mean the end of the world. On the contrary, because many providers of services and goods have now realized that a negative Schufa entry still says nothing about the people behind the Schufa data, and also nothing about his creditworthiness. Because the financial situation can change fast again, whereby a Schufa entry is usually of long duration...
If you want to take advantage of cashless payment, which is usually unavoidable when travelling on holiday, you can apply for a prepaid credit card.
Here one should not fall into the general opinion "Prepaid credit cards are a bad alternative to conventional credit cards".
Because the prepaid credit card differs only in two main points from the generally known credit card:
- The prepaid credit card always works on a credit basis.
- The prepaid credit cards usually have no embossing
One of the few prepaid credit cards that has this "embossing" and thus does not differ from a conventional credit card is the Net+Card from Neteller.
Like all other prepaid credit cards, the Net+Card simply functions according to the prepaid system (goodhanbenbasis). In addition, with this card you save a whole range of fees, such as annual fees or the issue fee.
The Net+Card from Neteller is a good proof that a negative Schufa entry does not have to burden your whole life. On the contrary, this credit card gives everyone the chance to take advantage of cashless payment without having to worry about Schufa.
The Net+Card is easy to apply for and is delivered without a credit check. It couldn't be faster. Neteller also offers a very high level of security for online shopping with the option of generating a one-time card number and using it for online shopping.
Why the Net+Card?
The Prepad credit card from Neteller is a still quite unknown prepaid credit card with its own e-wallet account in which you can clearly track payment transactions.
Also the fact that the Net+Card is one of the few "embossed" prepaid credit cards makes this credit card interesting.
I myself have been using this Prepad credit card for years for my holiday trips and it has never been accepted anywhere (of course, there must be sufficient credit on the card account 😉 ).
But everyone should make his own picture of this map...
...and everyone who already uses this prepaid credit card can give their opinion about this prepaid credit card in the following survey as well as in the comments.
This will help everyone to get a picture of the Net+Card...
Greetings
Bob